Senior CRE Portfolio Management Lead

Axos Bank; New York (NY); On-site; USD 120,000 - 150,000; Full time

Benefits offered by this job

Medical, Dental, Vision, and Life Ins.

Paid time off and holidays

401(k) with employer match

Job summary

Axos Bank is seeking a VP/FVP, Portfolio Management – CRESL to oversee post-closing credit for large construction and structured CRE facilities. You will evaluate modifications, extensions, waivers and maturities while guiding borrowers, sponsors and counsel.

Lead credit discipline and support production with relationship management and new opportunities. The role requires 7+ years in CRE credit roles, strong negotiation and analytical skills, and the ability to manage complex transactions with

Qualifications

• 7+ years of commercial real estate credit, underwriting, portfolio management or credit administration experience.
• Significant experience with construction lending and complex structured real estate transactions; lender finance or note-on-note experience preferred.
• Strong knowledge of CRE credit analysis, loan structures, modifications, amendments, extensions, covenants and risk ratings.
• Experience negotiating complex credit terms and working with borrowers, sponsors and counsel.
• Demonstrated ability to identify and manage emerging credit, construction, collateral and maturity risks.
• Strong understanding of loan documentation, credit policies, regulatory requirements and portfolio administration.
• Proven ability to independently manage complex transactions and effectively partner with senior Credit, Production and Portfolio Management stakeholders.
• Strong communication, negotiation, analytical and decision-making skills.

Responsibilities

• Serve as the primary post-closing credit contact for a portfolio of large, complex construction and structured finance facilities.
• Manage and evaluate modifications, amendments, waivers, extensions, consents and other servicing requests, including credit analysis and approval recommendations.
• Proactively manage upcoming maturities, extensions and refinance strategies, escalating emerging risks as appropriate.
• Negotiate modification and extension terms with borrowers, sponsors and counsel within delegated authority.
• Partner with Legal and outside counsel to execute amendments, extension agreements and other complex transaction documentation.
• Serve as a senior credit liaison to clients while partnering with Production on relationship management and identifying additional business opportunities.
• Provide senior oversight of construction draws, covenant monitoring, annual reviews, risk ratings, inspections, appraisals and other portfolio activities.
• Coordinate with Portfolio Management, Credit Officers and Special Assets to address exceptions and emerging credit risks.
• Provide portfolio management and modification support for construction lending, real estate lender finance and other complex CRE transactions.
• Support credit policies, regulatory and audit requirements, process improvements and portfolio administration standards.
• Train and mentor Production and Credit Administration staff and perform additional responsibilities based on business needs.

Skills

CRE credit analysis

Credit portfolio management

Negotiation

Relationship management

Communication

Education

Bachelor’s degree in Finance, Accounting, Business, Real Estate or related field

Job description

Axos Bank is seeking a VP/FVP, Portfolio Management – CRESL to oversee post-closing credit for large construction and structured CRE facilities. You will evaluate modifications, extensions, waivers and maturities while guiding borrowers, sponsors and counsel.

Lead credit discipline and support production with relationship management and new opportunities. The role requires 7+ years in CRE credit roles, strong negotiation and analytical skills, and the ability to manage complex transactions with