Senior CRE Loan Workout & Valuation Analyst

Berkadia; Irvine (CA); On-site; USD 120,000 - 180,000; Full time

Benefits offered by this job

Monthly volunteer hours

Tuition reimbursement

Parental leave (up to 12 weeks)

Mental health care

Group diversity networks

Pet insurance discounts

Job summary

Berkadia in Irvine is seeking an AVP – Analyst to oversee a portfolio of small‑to‑mid balance commercial real estate loans. You will monitor loan performance, develop workout strategies, and coordinate with mortgage bankers, borrowers, and agency representatives to maximize recovery.

Responsibilities include cash-flow analysis, property valuation, and capitalization rate assessment, plus collaboration with HUD, legal counsel, and FNMA. Travel is minimal as needed.

Qualifications

• 3–5 years of experience in a similar role.
• Bachelor's degree or equivalent.
• Experience in financial analysis and real estate valuation.
• Strong organizational and multi-project management skills.

Responsibilities

• Monitor an assigned pool of agency Special Credit loans and interface with mortgage bankers, borrowers, and agency representatives.
• Develop and execute workout or liquidation business plans and present to committees.
• Analyze property-level cash flows to estimate valuation, assess income/expenses, and determine cap rates.
• Assess borrower financials to maximize recovery.
• Collaborate with HUD and legal counsel on workout remedies and loan assignments.
• Work with FNMA to implement workout strategies and manage forbearance/extensions.
• Adhere to internal/external policies and agency guidelines.
• Maintain accurate reporting.
• Minimal travel to see collateral or attend conferences.

Skills

Financial analysis

Real estate valuation

Cash flow modeling

Capitalization rates

Education

Bachelor's degree

Job description

Berkadia in Irvine is seeking an AVP – Analyst to oversee a portfolio of small‑to‑mid balance commercial real estate loans. You will monitor loan performance, develop workout strategies, and coordinate with mortgage bankers, borrowers, and agency representatives to maximize recovery.

Responsibilities include cash-flow analysis, property valuation, and capitalization rate assessment, plus collaboration with HUD, legal counsel, and FNMA. Travel is minimal as needed.