Senior Counsel - Privacy, Regulatory & Technology

Mastercard Inc.; Purchase (NY); On-site; USD 204,000 - 325,000; Full time

Job summary

Mastercard Inc. is seeking a Senior Counsel to support the Privacy, Regulatory, and Technology team focused on the Enterprise and Credit Risk (ECR) product family.

This role will coordinate with product, business, legal, regulatory, and technical stakeholders to translate evolving privacy, data governance, and regulatory requirements into practical product and contracting terms. The successful candidate will advise on AI, model governance, and data analytics across global markets, ensuring

Qualifications

• Advanced expertise in privacy and data protection law.
• Experience advising on credit reporting, lending, or other regulated data uses.
• Experience advising on AI, automated decision-making, or data governance issues.
• Ability to translate complex legal requirements into practical controls and contractual terms.
• Strong written and oral communication skills.

Responsibilities

• Serve as the primary legal lead for Mastercard’s Enterprise and Credit Risk (ECR) products.
• Advise business, product, and technical teams throughout the product lifecycle, including privacy by design and regulatory reviews.
• Establish and maintain legal compliance frameworks addressing privacy, data use, AI, and model risk management.
• Coordinate legal analysis across jurisdictions and develop consistent positions.
• Draft, review, and negotiate contract terms with strategic partners and customers.
• Communicate legal requirements and risk assessments clearly to stakeholders.

Skills

Privacy law

Data protection

AI governance

Regulatory analysis

Written communication

Cross-functional collaboration

Education

Juris Doctor

Job description

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary Senior Counsel - Privacy, Regulatory & Technology Overview

Mastercard’s Privacy, Regulatory, and Technology team is seeking a Senior Counsel to provide support to the Services Business & Market Insights vertical, with a focus on the Enterprise and Credit Risk (ECR) product family. ECR is a significant and growing workstream that involves continued product innovation, evolving data architectures, and commercialization across global markets through strategic customer and partner engagements. The role will serve as the primary legal lead for the ECR portfolio. The successful candidate will work closely with product, business, legal, regulatory, and technical stakeholders to translate a complex and evolving legal landscape into practical requirements for product development, data governance, contracting, and market expansion.

Role

• Serve as the primary legal lead for matters relating to Mastercard’s ECR products.
• Advise business, product, and technical teams throughout the product lifecycle, including privacy by design and regulatory reviews of new products, features, data uses, models, and go-to-market approaches.
• Establish and maintain legal compliance frameworks and internal controls addressing privacy, credit reporting, consent management, data subject rights, AI and automated decision-making, and model risk management.
• Coordinate legal analysis across jurisdictions and develop consistent positions for the application of local credit risk, privacy, AI, data use, and related regulatory requirements.
• Support the review of new markets and strategic partnerships, including the use of outside counsel where local legal analysis is required.
• Draft, review, and negotiate contract terms with strategic partners and key customers.
• Communicate legal requirements, risk assessments, open issues, and proposed controls clearly to business leaders, product teams, technical stakeholders, and other members of the Law Department.

All About You

• Juris Doctor from an accredited law school and admission to practice law in at least one U.S. jurisdiction.
• Advanced expertise in privacy and data protection law, with meaningful experience advising on credit reporting, lending, financial services, or other regulated data uses.
• Experience advising on AI, automated decision-making, model governance, data analytics, or related technology and data governance issues.
• Ability to analyze complex product and data architectures, identify applicable legal requirements across jurisdictions, and translate those requirements into practical controls and contractual terms.
• Strong written and oral communication skills, sound judgment, and the ability to work effectively with legal, business, product, regulatory, and technical stakeholders in a global organization.
• Demonstrated ability to manage multiple complex matters, operate independently in areas of ambiguity, and develop consistent legal positions across products, customers, and markets.

Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role.

In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact [e-mail] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard’s security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience.

Mastercard benefits for full time (and certain part time) employees generally include:

• insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more.

Mastercard benefits for interns generally include:

• 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.

THIS POSTING RELECTS ONE OR MORE CURRENT VACANCIES ON OUR TEAM, AND MASTERCARD INTENDS TO FILL THIS POSITION BY 01/11/2027. If the fill date has passed, Mastercard intends to fill this position as soon as possible.

Pay Ranges Purchase, New York: $204,000 - $325,000 USD

Everyone wants easier ways to pay; we invent them. Checkout lines are slow; we speed them along. Merchants want more sales; we give them data and insights. People need financial access; we connect them. Corporate purchasing is complicated; we make it simple. Commuters are busy; we speed them on their way. Governments need greater efficiencies; we help create them. Small businesses are virtual; we give them access to a world of buyers. Retailers want to fight fraud; we provide the tools.