Senior Counsel, Deposit & Banking Ops - Equity

Western Alliance Bank; Phoenix (AZ); On-site; USD 140,000 - 210,000; Full time

Benefits offered by this job

Competitive salaries

401k matching program

Medical and dental insurance

Tuition assistance

Job summary

Western Alliance Bank in Phoenix, AZ seeks an experienced Senior Counsel to join the Deposit & Bank Operations practice. You will advise multiple lines on regulatory compliance, consumer lending, mortgage origination and servicing, and related contracts.

You’ll draft complex documents, manage risk, oversee external counsel, and partner with Compliance, Risk, Product, and Operations teams to support enterprise initiatives and payments platforms.

Qualifications

• 5+ years of related experience in Legal, preferably supporting financial institutions, bank operations, consumer lending, mortgage origination or servicing, payments, cash management, regulatory compliance, or related commercial banking products and services.
• Juris Doctor Degree required; active license to practice law in Arizona or another U.S. Jurisdiction.
• Intermediate to advanced knowledge of general banking operations, including deposit operations, loan administration, treasury management, payment services, cash management products, consumer lending, mortgage origination and servicing, and/or other commercial banking products and services.
• Intermediate to advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices, including consumer compliance and bank regulatory requirements.

Responsibilities

• Advising business lines regarding compliance with laws and regulations applicable to deposit and bank operations, consumer lending, mortgage origination and servicing, payments, cash management, and related customer or third-party matters.
• Diligence, drafting, negotiation, and risk assessment on bank agreements, forms, customer documents, third-party agreements, technology partner agreements, and other contracts.
• Support compliance by collaborating with risk, product, operations, and other internal partners on examinations, audits, and enterprise risk initiatives.
• Partner with Counsel and cross-functional stakeholders on transactions, disputes, and projects; perform legal research and support outside counsel as needed.
• Provide legal support for payment services, cash management, remote deposit capture, API banking initiatives, and related platforms.

Skills

Legal experience

Regulatory knowledge

Communication skills

Bar license

MS Office

Education

Juris Doctor (JD)

Tools

MS Office

Job description

Western Alliance Bank in Phoenix, AZ seeks an experienced Senior Counsel to join the Deposit & Bank Operations practice. You will advise multiple lines on regulatory compliance, consumer lending, mortgage origination and servicing, and related contracts.

You’ll draft complex documents, manage risk, oversee external counsel, and partner with Compliance, Risk, Product, and Operations teams to support enterprise initiatives and payments platforms.