Senior Consumer ABS Credit Research Associate

Prudential Financial; Newark (NJ); Hybrid; USD 145,000 - 155,000; Full time

Job summary

Prudential Financial's PGIM Credit division seeks a Consumer ABS research professional to help formulate strategy, analyze collateral, and monitor the Consumer ABS portfolio with ABF and ABS teams.

Qualifications include a Bachelor's degree and 4–7 years in fixed income or consumer finance; strong Excel and data skills, with programming (Python) and visualization tools preferred. The role offers a Hybrid work arrangement and competitive compensation.

Qualifications

• Bachelor’s degree required; 4–7 years in fixed income, securitized products, or consumer finance.
• Strong analytical and quantitative skills with exposure to Consumer ABS or related consumer credit products.
• Proficiency in Excel and experience working with large datasets.

Responsibilities

• Contribute to capital deployment strategies across Consumer ABS sectors and issuers.
• Present and support investment research and relative value trading strategies to the ABS portfolio management team.
• Engage with issuer executives to analyze business models, operational strategies, and financial health for credit ratings.
• Assess issuer performance by integrating historical data with macroeconomic trends.
• Design, enhance, and maintain analytical tools and visualizations for risk analytics.
• Monitor Consumer ABS sector trends, macro indicators, and regulatory changes.
• Track portfolio positions to evaluate credit risk, rating stability, and cash flows.
• Advance ESG integration through ESG Impact Ratings and related engagements.
• Build relationships with market participants to gain insights on market dynamics.

Skills

Excel

Python

Power BI

Tableau

Data analysis

Education

Bachelor's degree

Tools

Intex

Job description

Prudential Financial's PGIM Credit division seeks a Consumer ABS research professional to help formulate strategy, analyze collateral, and monitor the Consumer ABS portfolio with ABF and ABS teams.

Qualifications include a Bachelor's degree and 4–7 years in fixed income or consumer finance; strong Excel and data skills, with programming (Python) and visualization tools preferred. The role offers a Hybrid work arrangement and competitive compensation.