Senior Compliance & Third-Party Risk Analyst

Above Lending; Chicago (IL); Hybrid; USD 70,000 - 120,000; Full time

Benefits offered by this job

Bonus potential

Job summary

Above Lending is seeking a detail-oriented compliance professional to support testing and third-party risk oversight in a hybrid Chicago role. You will lead BSA/AML/OFAC testing, assess controls, and help manage the TPRM program while ensuring regulatory alignment.

Ideal candidates have 3–5 years in banking/fintech risk functions, strong Excel skills, and the ability to collaborate cross-functionally with vendors and teams. Hybrid role with potential for growth.

Qualifications

• Bachelor's degree in Business, Finance, Risk or related field.
• 3–5 years of experience in compliance testing, third-party risk management, vendor management, audit, or related risk/compliance functions within banking, financial services, or fintech.
• Working knowledge of consumer lending regulations is preferred; willingness to learn and develop expertise in this area is essential.
• Certifications such as CRCM, CTPRP, CTPRA, or similar are preferred but not required.
• Strong organizational skills with exceptional attention to detail and the ability to manage multiple priorities in a fast-paced environment.
• Excellent written and verbal communication skills, with the ability to collaborate effectively across cross-functional teams and engage with external vendors.
• Advanced proficiency in Microsoft Excel and experience using compliance, governance, risk management, or reporting systems.
• Self-motivated, proactive, and eager to build subject matter expertise in compliance, regulatory risk, and third-party risk management.

Responsibilities

• Lead regular testing of applicable BSA/AML/OFAC and consumer obligations to ensure compliance with regulatory requirements and internal policies.
• Evaluate the effectiveness of controls designed to mitigate regulatory and operational risks.
• Document testing results, identify issues and gaps, determine corrective action, and support issue tracking and resolution.
• Assist in managing the company’s third-party risk management (TPRM) program by supporting processes, maintaining documentation, and monitoring controls.
• Conduct initial and ongoing risk assessments for vendors, focusing on areas like security practices, financial health, and compliance posture.
• Support vendor onboarding by ensuring contracts and risk-related documentation are complete and compliant with company policies.
• Stay up-to-date on key regulatory changes and best practices related to third party risk management.
• Prepare summary reports and dashboards for leadership to communicate testing findings, open issues, and vendor risk trends.
• Assist in building, configuring, and optimizing the GRC platform to automate compliance testing, centralize vendor risk assessments, and streamline issue management.
• Serve as the subject matter expert for SCRA and OFAC compliance, providing regulatory guidance

Skills

Compliance testing

Vendor management

Regulatory risk

Auditing

Communication

Education

Bachelor's degree

Certifications (CRCM/CTPRP/CTPRA)

Tools

Excel

GRC systems / reporting tools

Job description

Above Lending is seeking a detail-oriented compliance professional to support testing and third-party risk oversight in a hybrid Chicago role. You will lead BSA/AML/OFAC testing, assess controls, and help manage the TPRM program while ensuring regulatory alignment.

Ideal candidates have 3–5 years in banking/fintech risk functions, strong Excel skills, and the ability to collaborate cross-functionally with vendors and teams. Hybrid role with potential for growth.