Senior Compliance Associate

Enova; Chicago (IL); Hybrid; USD 90,000 - 120,000; Full time

Benefits offered by this job

Health, dental, and vision insurance (

PTO & paid holidays

Sabbatical program

Summer hours

Paid parental leave

DEI groups

Employee recognition program

401(k) matching + Roth option

Job summary

Enova is seeking a Sr. Compliance Associate in Chicago to help develop and implement programs, policies, and practices that ensure regulatory compliance across business units.

You will track laws, support third-party risk management, and assist in audits with the Advisory team, SMB and Consumer lending focus. The role requires strong writing and communication skills, ability to work independently or within teams, and a willingness to learn new compliance initiatives.

Qualifications

• Bachelor’s degree required.
• Excellent writing and oral communication skills.
• Experience with AI applications is a plus.
• Regulatory compliance experience in lending is a plus.

Responsibilities

• Support development and implementation of compliance programs, policies, and practices.
• Track and interpret federal and state consumer protection laws and regulations.
• Assist in third party risk management, compliance testing, and risk assessments.
• Respond to compliance questions from business units and escalate complex issues as needed.
• Support internal/external audits, testing findings, and follow-up on actions.

Skills

Strong organizational skills

Excellent writing and oral

Teamwork / independence

Willingness to learn

AI applications experience

Education

Bachelor’s degree

Tools

Microsoft Office

Google Docs/Sheets

Job description

• Reporting to the Sr. Manager of Compliance, the Sr. Compliance Associate supports the development and implementation of programs, policies, and practices to help ensure that business units’ activities follow regulatory requirements
• This role assists in maintaining programs, policies, and practices related to regulatory compliance in support of broader compliance objectives
• Helps track laws and regulations that might affect the organization’s policies and supports the implementation of necessary changes, in consultation with the Advisory team members supporting Small Business (SMB) and Consumer lending businesses
• Support compliance efforts across business units by gaining and maintaining working knowledge of federal and state consumer protection laws and regulations, particularly lending laws including but not limited to UDAP/UDAAP, ECOA, FCRA, TILA, TCPA
• Research and support compliance team members in responding to compliance questions and requests from business units, escalating complex or ambiguous matters to senior Advisory team members
• Support compliance diligence reviews and responsibilities related to third party risk management, customer complaints, compliance testing, compliance risk assessments, or other compliance related-initiatives as they arise
• Help identify compliance and operational risks in the compliance system and business processes; assist in root cause analysis and in developing recommendations, in consultation with the senior Advisory team members
• Act as a point of contact between business units and the Advisory team in supporting internal or external audit requests, the implementation of compliance controls arising from compliance audits, testing findings, and/or examination findings, and follow-up on actions or responses
• Support efforts to identify gaps in the compliance program and participate in implementing changes to policies, processes, and procedures

Benefits

• Our hybrid roles require in-office work Tuesday through Thursday, with remote flexibility on Mondays and Fridays. This schedule fosters collaboration, team connection, and strategic planning, enhancing communication and effectiveness to drive results
• Health, dental, and vision insurance including mental health benefits
• PTO & paid holidays off
• Sabbatical program (for eligible roles)
• Summer hours (for eligible roles)
• Paid parental leave
• DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
• Employee recognition and rewards program
• Charitable matching and a paid volunteer day…Plus so much more!
• 401(k) matching plus a roth option

• Strong organizational skills with the ability to manage multiple deadlines
• Can work independently or in a team
• Bachelor’s degree required
• Willingness to learn and assist with other compliance-related projects and initiatives
• Proficiency and self-sufficiency in Microsoft Office and Google applications (namely, Word Excel, Google Docs, Google Sheets)
• Experience with AI applications (Claude, Gemini, etc.) is a plus
• Regulatory compliance experience in a lending industry is a plus (e.g., installment lending, bank, mortgage company, thrift or credit union, commercial or consumer lending, etc.)
• Excellent writing and oral communication skills
• Strong exposure in the implementation, training and/or monitoring of business operations for compliance with laws and regulations and established policies, business rules and procedures