Senior Complex Construction Claims Lead (Remote)

Liberty Mutual Insurance; United States; Hybrid; USD 120,000 - 180,000; Full time

Job summary

Liberty Mutual Insurance’s Specialized Claims group seeks an experienced claims professional to own technically complex, high-exposure construction-related casualty matters (CGL/Construction Liability) end-to-end, including coverage analysis, investigations, and coordinating litigation with outside counsel.

You will guide strategy, set reserves, mentor others, and collaborate with underwriting, risk control, and product teams.

Qualifications

• Substantial hands-on experience handling complex, litigated Commercial General Liability and/or Construction Liability claims at high exposure levels (preferably $500,000+).
• Deep working knowledge of CGL and Construction Liability coverages and typical construction-related policy issues (additional insured wording, contractual indemnity, other insurance, primary/excess interaction, SIRs/deductibles).
• Proven litigation management experience: selecting/managing defense counsel, directing discovery strategy, preparing for mediation/trial, evaluating exposure and settlement leverage.
• Strong technical judgment and the ability to articulate and defend coverage and liability positions to legal, underwriting, and management partners.
• Track record of using and directing experts (medical, causation, engineers, reconstruction) on complex causation and damages issues.

Responsibilities

• Manage a caseload of complex, litigated construction-related losses ($500K+) from assignment through resolution: coverage analysis, liability assessment, investigation planning, reserving, negotiation, settlement or denial where appropriate.
• Lead coverage interpretation and application for issues commonly encountered in construction claims: additional insureds, tenders, indemnity agreements, other insurance, SIR/deductibles, primary vs. excess placement, and limits erosion.
• Direct litigation strategy: analyze pleadings, manage discovery and depositions, evaluate venue and trial risk, prepare for mediations and settlement conferences, and recommend and implement resolution strategies.
• Build and lead the working team for each matter: coordinate Home-Office Legal, defense counsel, SIU when appropriate, medical and causation experts, accident reconstructionist, engineers, and other technical consultants.
• Select, supervise and evaluate outside counsel, including establishing budgets, staffing plans, billing guidelines expectations, and performance measures.
• Set and adjust reserves based on defensible analysis and develop settlement strategies that protect the company’s interests while advancing timely resolution.
• Maintain accurate, complete file documentation and ensure secure handling of financial transactions and claim information.
• Collaborate proactively with Underwriting, Risk Control, Reinsurance/Excess, Product and Subrogation teams; identify and communicate trends and technical insights.
• Mentor and coach less-experienced claims professionals and contribute to team training, process improvements, and special projects.

Skills

CGL expertise

Construction liability knowledge

Litigation management

Claims judgment

Education

Bachelor’s degree in a related field

Job description

Liberty Mutual Insurance’s Specialized Claims group seeks an experienced claims professional to own technically complex, high-exposure construction-related casualty matters (CGL/Construction Liability) end-to-end, including coverage analysis, investigations, and coordinating litigation with outside counsel.

You will guide strategy, set reserves, mentor others, and collaborate with underwriting, risk control, and product teams.