Senior Commercial Underwriter — Hybrid Lending Leader

Old Second National Bank; Downers Grove (IL); Hybrid; USD 78,000 - 130,000; Full time

Job summary

Old Second National Bank in the Chicago area is seeking a Senior Commercial Underwriter to analyze customer financial information, spread data, assign risk ratings, and ensure compliance with lending guidelines.

The role emphasizes high productivity, independence in handling complex credits, and collaboration with Commercial Lenders on joint customer calls to develop credit and sales skills in a hybrid work environment.

Qualifications

• Bachelor's degree required; 3+ years related experience for AVP, or 5+ years for VP.
• Experience in commercial banking, finance or credit is essential.

Responsibilities

• Spread and analyze customer financial information with lenders, independently completing assignments.
• Assign loan ratings to credits in the bank portfolio.
• Prepare and review spreadsheets for monthly exception reports.
• Serve as a resource on bank policies and lending regulations.
• Collaborate with Commercial Lenders on joint customer calls to develop credit and sales skills.
• Discuss and review complex credits and make financial and covenant recommendations.
• Assist in preparing customer loan presentations with lenders.
• Support on-site collateral inspections and special projects if needed.

Skills

Balance sheet understanding

Analytical thinking

Problem solving

Time management

Excellent communication skills

Education

Bachelor's degree in Accounting, Finance, Business or related area of study

Tools

Microsoft Office (Word/Excel/Outlook)

Job description

Old Second National Bank in the Chicago area is seeking a Senior Commercial Underwriter to analyze customer financial information, spread data, assign risk ratings, and ensure compliance with lending guidelines.

The role emphasizes high productivity, independence in handling complex credits, and collaboration with Commercial Lenders on joint customer calls to develop credit and sales skills in a hybrid work environment.