Senior Commercial Underwriter - Credit Risk & Lending

Fhnb

Fort Worth (TX)

Hybrid

USD 75,000 - 105,000

Full time

14 days+

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Job summary

Fhnb in Fort Worth, TX is seeking an experienced Credit Analyst to analyze financial data, assess debt service capacity, identify exceptions to lending policies, and ensure compliance with laws and regulations.

You will research borrower industry conditions, document strengths and weaknesses, prepare loan packages for approval, train analysts, support lenders with sales and customer contacts, and participate in special projects.

Qualifications

Bachelor’s degree in accounting, finance, business or related field.
5–7 years lending or credit experience preferred.
Strong organizational and prioritization skills with ability to meet deadlines.
Detail-oriented with ability to multi-task in a fast-paced environment.
Excellent verbal and written communication; able to work in a team.
Must pass background investigation and comply with bank procedures and laws.
Thorough knowledge of banking and lending strategies.

Responsibilities

Analyze financial data, including ratios and debt service capacity.
Identify exceptions to lending policies and underwriting guidelines.
Ensure compliance with applicable laws and regulations.
Research borrower industry and market conditions.
Identify repayment sources and mitigation of credit risk.
Prepare written assessments documenting strengths and weaknesses of credit requests.
Deliver accurate loan packages to approving authorities.
Assist in training of analysts.
Assist lenders with sales activities and customer contacts.
Assist with special projects and other duties as assigned.