Senior Commercial Product Manager (Focus: Commercial Property)

IAT Insurance Group; Newark (NJ); Hybrid; USD 73,000 - 176,000; Full time

Benefits offered by this job

Hybrid work environment

26 PTO Days + 12 Holidays

401(k) company match

Profit sharing

Educational assistance

Mentorship program

Dress for your day policy

Training and development opportunities

Job summary

IAT Insurance Group seeks a Senior Commercial Product Manager (Focus: Commercial Property) to drive strategy, development, and performance of the property product portfolio. You will analyze exposures, shape underwriting, and advance pricing and coverage innovations in partnership with underwriting, actuarial, claims, and compliance teams.

The role offers a hybrid work schedule with in-office Monday–Wednesday and remote options Thursday and Friday, enabling leadership across strategy, regulatory

Qualifications

• Bachelor’s degree in Insurance, Risk Management, Finance, Business, or a related field.
• 8+ years in commercial insurance product management, underwriting, forms development or portfolio management.
• 3+ years focused on Commercial Property product work.
• Authorized to work in the United States without visa sponsorship.

Responsibilities

• Lead strategy, development, and management of the Commercial Property product portfolio.
• Analyze exposures, market trends, and competitive developments to identify opportunities.
• Develop and enhance policy forms, endorsements, and underwriting guidelines.
• Collaborate with underwriting leadership to refine risk appetite and portfolio performance.
• Support product filings, regulatory interactions, and underwriting education.

Skills

Product management

Underwriting

Portfolio management

Strategy development

Education

Bachelor’s degree in Insurance / Risk Management / Finance / Business

Tools

SERFF

ISO filings

Job description

IAT Insurance Group has an immediate opening for a Senior Commercial Product Manager (Focus: Commercial Property) based in Cheshire, CT; Alpharetta, GA; Raleigh, NC; Scottsdale, AZ; Newark, NJ; Naperville, IL; or Rolling Meadows, IL.

We’re looking for a Commercial Property insurance expert to drive the strategy, development, and performance of our property product portfolio.

This role is ideal for someone who enjoys analyzing complex property exposures, developing coverage solutions, shaping underwriting strategy, advancing product innovation and learning. You'll partner closely with underwriting, actuarial, claims, compliance, and executive leadership and ensure our products remain competitive, profitable, and aligned with market needs.

This is an opportunity to shape product strategy, influence underwriting direction, enhance pricing and coverage offerings, and drive profitable growth across the portfolio. This highly visible role offers the opportunity to make a meaningful impact on product performance, portfolio results, and long-term business strategy.

This role works a hybrid schedule that requires working from the office Monday through Wednesday, with the option of working Thursday and Friday remotely.

Responsibilities

• Lead the strategy, development, and management of IAT's Commercial Property product portfolio.
• Analyze emerging exposures, market trends, and competitive developments to identify product opportunities and challenges.
• Develop and enhance policy forms, endorsements, underwriting guidelines, and coverage solutions.
• Partner with underwriting leadership to refine underwriting strategy, risk appetite, and portfolio performance.
• Evaluate ISO changes and recommend adoption, modification, or proprietary alternatives.
• Collaborate with actuarial, claims, compliance, and regulatory teams to drive product enhancements.
• Support product filings, regulatory interactions, and underwriting education initiatives.
• Serve as a technical resource on property coverage and underwriting issues.

Qualifications

Must-Have:

• Bachelor’s degree in Insurance, Risk Management, Finance, Business, or a related field
• 8+ years of commercial insurance experience in product management, underwriting, forms development, portfolio management, or related disciplines.
• 3+ years focused on Commercial Property product work
• To qualify, applicants must be authorized to work in the United States and must not require VISA sponsorship, now or in the future, for employment purposes.

Preferred To Have

• Experience in Property underwriting or commercial insurance product development
• Familiarity with ISO products and filings
• Experience with regulatory filings (e.g., SERFF)
• Professional designations such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM)

Our Culture

IAT Insurance Group is the largest private, family-owned property and casualty insurer in the U.S. IAT Insurance answers together® is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers.

At IAT, we’re committed to driving and building an open and supportive culture for all. Our employees propel IAT forward – driving innovation, stable partnerships and growth. That’s why we continue to build an engaging workplace culture to attract and retain the best talent.

We Offer Comprehensive Benefits Like

• 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off
• 7% 401(k) Company Match and additional Profit Sharing
• Hybrid work environment
• Numerous training and development opportunities to assist you in furthering your career
• Healthcare and Wellness Programs
• Opportunity to earn performance-based bonuses
• College Loan Assistance Support Plan
• Educational Assistance Program
• Mentorship Program
• Dress for Your Day Policy

Compensation

Please note, that the annual gross salary range associated with this posting is $72,560 to $175,500. Actual salaries will vary based on factors such as a candidate's qualifications, skills, competencies, and geographical location related to this specific role. The total compensation will include a base salary, performance-based bonus opportunities, 401(K) match, profit-sharing opportunities, and more.

To view details of our full benefits, please visit https://www.iatinsurancegroup.com/careers/benefits