Senior Commercial Portfolio Manager — Relationship Lead

Wings Credit Union; Apple Valley (MN); Hybrid; USD 135,000 - 158,000; Full time

Benefits offered by this job

Generous 401(k) match

401k Discretionary Profit Sharing

Health Insurance

Vision Insurance

Life Insurance

Short Term and Long Term Disability

Health Savings Account with company co

Employee Assistance Program

Paid Vacation, Sick, Floating Holidays

Paid Holidays

Tuition Reimbursement

Job summary

Wings Credit Union, now part of Ent Credit Union after the January 2026 merger, seeks a seasoned Commercial Lending Specialist to manage a less active commercial loan portfolio and support credit quality...

You'll partner with the commercial lending team to deliver member-centric service, analyze portfolios, and coordinate with credit and operations to improve systems and processes. 5+ years in credit analysis or underwriting preferred.

Qualifications

• Bachelor's Degree in finance, accounting, or related field preferred or equivalent work experience as demonstrated by increased levels of accountability, knowledge required
• 5+ years of relevant experience in credit analysis, underwriting, or loan production as it relates to commercial and commercial real estate, required

Responsibilities

• Relationship management and member servicing of the less active commercial loan portfolio.
• Develop relationships with members in loan portfolios seeking new lending and deposit opportunities.
• Respond timely and accurately to commercial member servicing requests, where appropriate.
• Accompany the Commercial Lenders on prospect / member calls when appropriate.
• Analyze the commercial portfolio on an ongoing basis to identify potential risks.
• Develop and monitor reporting to ensure compliance with credit policy and procedures.
• Collaborate with credit and operations team on improvements to systems, processes, and procedures and maintain relationships with certain vendors as deemed appropriate.
• Draft Loan Documentation and review with external legal counsel.
• Complete loan closings utilizing proper procedures, loan documentation, review and titling.
• Research and identify market trends and risks to assist commercial lenders in maintaining high quality loan portfolio.
• Perform detailed financial analysis for individual Commercial Real Estate transactions as well the commercial portfolio as a whole.
• Prepare quarterly problem loan reports where required.
• Ensure the timely spreading of interim and annual financial statements provided by members.
• Assist with annual covenant reviews as needed
• Ensure compliance with the Credit Union's credit policies and procedures, identifying exceptions for approval when they occur.
• Bank Secrecy Act: Remains cognizant of and adheres to Wings policies and procedures, and regulations pertaining to the Bank Secrecy Act.

Skills

Credit analysis

Underwriting

Loan production

Financial statement analysis

Microsoft Office

Relationship management

Communication skills

Team collaboration

Education

Bachelor's degree in finance, accounting, or related field

Tools

Excel

Word

PowerPoint

Job description

Wings Credit Union, now part of Ent Credit Union after the January 2026 merger, seeks a seasoned Commercial Lending Specialist to manage a less active commercial loan portfolio and support credit quality...

You'll partner with the commercial lending team to deliver member-centric service, analyze portfolios, and coordinate with credit and operations to improve systems and processes. 5+ years in credit analysis or underwriting preferred.