Senior Commercial Portfolio Manager – Growth & Credit

Partners Bank; Sanford (ME); On-site; USD 67,000 - 118,000; Full time

Job summary

Partners Bank is seeking a Commercial Portfolio Manager in Maine, part of the Commercial Lending department. The role supports Commercial Bankers by monitoring the existing loan portfolio, analyzing new lending opportunities, and assisting with loan closings.

Requires a bachelor’s degree in finance or related field and at least five years in finance, with strong credit analysis experience. Relocation is not provided, and the position offers competitive compensation and benefits.

Qualifications

• Bachelor’s degree in finance, business or related field and/or equivalent experience.
• Minimum of five years’ experience in the financial field.
• Experience in credit analysis, preferably in a commercial loan environment.
• Knowledge of commercial lending policies and procedures.
• Good communication and sales skills.
• Strong organizational skills and the ability to work independently.
• Excellent problem-solving skills.

Responsibilities

• Monitor commercial loan portfolios consistent with the loan policy, identify and report exceptions, and ensure that credit requests are presented to the proper lending authority.
• Work closely with commercial bankers, credit department, loan servicing, administrative staff and customers in handling customer requests, maturities and renewals, management of delinquent relationships and servicing of customer relationships.
• Works closely with Credit Department to submit requests for appraisal and environmental reports; new loan requests; annual review requests, etc.
• Analyze new requests with Commercial Bankers.
• Provide primary portfolio support for Commercial Bankers and administrative staff in review of documents for loan closings and attend loan closings as needed.
• Assist the Commercial Bankers and CLA team with risk rating evaluation, credit memos, review memos, loan covenant testing, insurance and document deficiency resolutions.
• Work with Commercial Bankers and CLA team to ensure proper credit and collateral file documentation including timely collection and analysis of financial statements.
• Community involvement to promote bank products and services i.e.: Rotary, Kiwanis or other Civic groups.

Skills

Communication skills

Sales skills

Organizational skills

Problem solving

Independent work

Education

Bachelor’s degree in finance/business/related field or equivalent experience

Job description

Partners Bank is seeking a Commercial Portfolio Manager in Maine, part of the Commercial Lending department. The role supports Commercial Bankers by monitoring the existing loan portfolio, analyzing new lending opportunities, and assisting with loan closings.

Requires a bachelor’s degree in finance or related field and at least five years in finance, with strong credit analysis experience. Relocation is not provided, and the position offers competitive compensation and benefits.