Senior Commercial Lines Field Underwriter (Hybrid)

Mapfre; Webster (MA); Hybrid; USD 78,000 - 120,000; Full time

Benefits offered by this job

PTO

401(k) & Profit Sharing

Medical, Dental, Vision

Other Benefits: STD, LTD, Life, FSA/H,

Job summary

MAPFRE in Webster, MA is seeking a Senior Commercial Lines Field Underwriter to drive profitable growth and strengthen agency partnerships. This hybrid role requires regular in-person visits to brokers and agents within the Webster/Boston area, with flexibility for travel as needed.

You will underwrite new submissions, set pricing and coverages, and use your authority to guide decisions while mentoring less experienced underwriters.

Qualifications

• Bachelor’s degree or equivalent professional experience.
• 4–6 years of Commercial Lines underwriting experience (or 6–8 years with an Associate degree or equivalent).
• Strong understanding of insurance industry practices, underwriting principles, and risk evaluation across complex accounts.
• Demonstrated ability to make decisions within broad authority, using sound business judgment and analytical thinking.
• Proven success in managing agency relationships, negotiating effectively, and delivering high-quality service.
• Ability to work independently while contributing to team success and taking a leadership role on projects or initiatives.
• Advanced problem-solving and analytical skills, with the ability to develop practical, innovative solutions.
• Strong communication, organization, and time management skills, with an ability to prioritize and adapt.
• Experience mentoring or guiding others and acting as a technical resource.
• Professional designations (AU) and progress toward CPCU or CIC preferred

Responsibilities

• Drive profitable growth across your assigned territory by achieving underwriting and production goals across all Commercial Lines business
• Evaluate and underwrite new business submissions by analyzing risk, determining next steps, and efficiently moving accounts to quote or decline
• Set pricing and recommend coverages, identifying competitive advantages and account rounding opportunities
• Apply underwriting authority and guidelines, exercising sound judgment and managing exceptions appropriately
• Analyze agency portfolios to identify trends, risks, and growth opportunities; build and execute strategies that improve profitability and portfolio quality
• Build and strengthen agency relationships by serving as a primary contact for assigned agents and delivering exceptional service
• Communicate underwriting appetite and decisions clearly, improving engagement, trust, and hit ratios
• Partner with agents and Business Development Representatives to uncover opportunities and support strategic growth
• Develop and execute agency visitation plans to deepen relationships and drive results
• Research, document, and resolve complex underwriting issues, providing clear, actionable solutions and technical expertise
• Monitor industry and market trends, including competitor products and rate activity, to inform underwriting decisions and positioning
• Serve as a technical resource with deep knowledge of products, pricing, guidelines, and underwriting philosophy
• Collaborate across teams to support production, service, and quality goals
• Mentor and support less experienced underwriters, including reviewing referrals and providing constructive feedback
• Participate in cross-functional initiatives, committees, and specialized areas (e.g., reinsurance, filings, hearings)
• Adapt underwriting depth and responsiveness based on account size, complexity, and opportunity

Education

Bachelor’s degree or equivalent professional experience

Tools

AU designation

Job description

MAPFRE in Webster, MA is seeking a Senior Commercial Lines Field Underwriter to drive profitable growth and strengthen agency partnerships. This hybrid role requires regular in-person visits to brokers and agents within the Webster/Boston area, with flexibility for travel as needed.

You will underwrite new submissions, set pricing and coverages, and use your authority to guide decisions while mentoring less experienced underwriters.