Senior Commercial Lending & Underwriting Lead

ORANGE BANK; New York (NY); On-site; USD 85,000 - 125,000; Full time

Job summary

Orange Bank and Trust Company in New York seeks an experienced Commercial Lender to develop, originate, manage and underwrite loans over $1,000,000 while maintaining profitability and risk controls.

You will interview applicants, analyze financial data, negotiate terms and collateral, and prepare credit memorandums to support loan approvals.

Requirements: 5–10 years of commercial lending, a Bachelor’s in Business/Economics/Accounting or finance, and strong knowledge of loan documentation.

Qualifications

• Bachelor’s degree or equivalent experience in business, economics, accounting or finance.
• 5–10 years of commercial lending experience required.
• Experience with evaluating financial data and creditworthiness.
• Strong knowledge of loan documentation and regulatory requirements.

Responsibilities

• Interview loan applicants and analyze financial data to determine creditworthiness.
• Establish terms, pricing, structure, repayments and collateral consistent with bank policy.
• Meet loan production, deposit, and fee income goals.
• Develop credit memorandums for loan approval.
• Monitor loan portfolio and collect past due accounts as needed.
• Visit borrowers for site inspections and relationship building.
• Participate in sales meetings and cross-sell bank products.

Skills

Accounting and financial skills

Strong analytical skills

Strong banking and legal knowledge

Advanced understanding of commercial 1

Strong PC skills

Strong interpersonal skills

Education

Bachelor’s Degree in Business/Economics/Accounting or finance

Job description

Orange Bank and Trust Company in New York seeks an experienced Commercial Lender to develop, originate, manage and underwrite loans over $1,000,000 while maintaining profitability and risk controls.

You will interview applicants, analyze financial data, negotiate terms and collateral, and prepare credit memorandums to support loan approvals.

Requirements: 5–10 years of commercial lending, a Bachelor’s in Business/Economics/Accounting or finance, and strong knowledge of loan documentation.