Senior Commercial Lending Officer

Orange Bank & Trust Company; New York (NY); On-site; USD 150,000 - 200,000; Full time

Job summary

Orange Bank & Trust Company in Bronx, NY seeks a Commercial Loan Officer to originate and underwrite commercial and industrial loans and CRE loans over $1M. The role emphasizes risk-aware lending and profitability for the bank.

You will evaluate financial data, negotiate terms, meet production goals, and participate in community activities to grow the bank’s visibility and client base. Strong credit skills and relationship-building are essential.

Qualifications

• Bachelor’s degree or equivalent work experience in business, economics, accounting, or finance.
• 5–10 years of commercial lending experience.
• Ability to analyze financial data and determine creditworthiness.

Responsibilities

• Interview loan applicants and analyze financial data to assess creditworthiness.
• Establish loan terms including pricing, structure, repayments and collateral.
• Meet loan production, deposit and fee income goals.
• Participate in community activities to increase visibility and opportunities.
• Develop credit memos for loan requests.
• Monitor portfolio and collect past-due payments; annual reviews.
• Visit borrowers for site reviews and relationship building.
• Cross-sell bank products and services.

Skills

Accounting and financial skills

Strong analytical skills

Strong banking and legal knowledge

Advanced understanding of commercial

Strong interpersonal skills

Education

Bachelor’s Degree in Business/Economics/Accounting or finance or equivalent work experience

Job description

Orange Bank & Trust Company in Bronx, NY seeks a Commercial Loan Officer to originate and underwrite commercial and industrial loans and CRE loans over $1M. The role emphasizes risk-aware lending and profitability for the bank.

You will evaluate financial data, negotiate terms, meet production goals, and participate in community activities to grow the bank’s visibility and client base. Strong credit skills and relationship-building are essential.