Senior Commercial Lending Leader

Citizens Alliance Bank; Watertown (MN); On-site; USD 90,000 - 130,000; Full time

Job summary

Citizens Alliance Bank in Watertown, Minnesota, seeks a VP Commercial Loan Officer to manage and grow a commercial loan portfolio in the Twin Cities metro area. You will underwrite, structure, close loans, and maintain credit quality while delivering exceptional client service.

Requirements include a high school diploma or GED with continuing education, 3 years of related banking experience, and strong knowledge of SBA/CRE/C&I lending and financial modeling.

Qualifications

• High School diploma or GED required; continuing education to maintain knowledge.
• Bachelor’s degree in business, finance, accounting, or related field preferred.
• Three years of related commercial banking experience required; five to ten years preferred.
• Proficiency in Microsoft Office Suite preferred.
• Experience with SBA, CRE or C&I lending and financial modeling skills encouraged.

Responsibilities

• Proactively develop new commercial relationships through networking, referrals, and outreach.
• Cross-sell bank products and services to clients.
• Originating commercial loans and growing deposits.
• Underwrite, structure, document, and close commercial loans.
• Analyze financial statements, cash flows, tax returns, and collateral to assess creditworthiness.
• Prepare credit memoranda and approve or present loan requests.
• Monitor portfolio performance and manage risk.

Education

High School diploma or GED

Continuing Education to maintain job knowledge

Bachelor’s degree in business, finance, accounting, or related field

Five to ten years of related commercial banking experience

Proficiency in Microsoft Office Suite

Experience with SBA, CRE or C&I lending and financial modeling skills

Tools

Microsoft Office Suite

Job description

Citizens Alliance Bank in Watertown, Minnesota, seeks a VP Commercial Loan Officer to manage and grow a commercial loan portfolio in the Twin Cities metro area. You will underwrite, structure, close loans, and maintain credit quality while delivering exceptional client service.

Requirements include a high school diploma or GED with continuing education, 3 years of related banking experience, and strong knowledge of SBA/CRE/C&I lending and financial modeling.