Senior Commercial Insurance Underwriter

Comunidade Metodista; Detroit (MI); On-site; USD 55,000 - 80,000; Full time

Benefits offered by this job

Time off & holidays

401(k) retirement plan

Health, dental, vision

Job summary

Ally Financial in Detroit is seeking an experienced Underwriter to evaluate risks according to location, underwriting guidelines, and loss history, accepting, declining or modifying submissions. You will review risk characteristics, inspection reports, producer information, and loss history for complex accounts.

You’ll serve as a consultant to Producers and claims staff, collaborate to place coverage within Ally’s programs, and present underwriting recommendations.

Qualifications

• 2+ years of underwriting experience required, with a preferred focus on physical damage insurance underwriting.
• Prior leadership experience is preferred.
• Bachelor's degree required, but 3+ years of applicable experience can be used in lieu of education.
• Advanced knowledge of Microsoft Office Programs required
• Advanced knowledge in Excel is required, i.e. XLOOKUP, VLOOKUP, pivot tables, and IF formulas

Responsibilities

• Serves as a consultant to Producers, customer service, and claims personnel, as required.
• Works closely with internal Producers to place insurance coverage within Ally’s DOL program(s).
• Submits complex or unusual risks or exposures, and risks exceeding one’s underwriting authority level to appropriate parties for approval.
• May be assigned accounts or territories deemed to be more complex or have a catastrophic risk profile.
• Perform technical tasks and analysis required to support ongoing business operations.
• Articulate and present account’s risk analysis and underwriting recommendations as needed. May collaborate with multiple teams to develop specialized proposals.

Skills

Underwriting

Leadership experience

Microsoft Office

Excel advanced

Excel formulas

Education

Bachelor's degree

Job description

Ally Financial in Detroit is seeking an experienced Underwriter to evaluate risks according to location, underwriting guidelines, and loss history, accepting, declining or modifying submissions. You will review risk characteristics, inspection reports, producer information, and loss history for complex accounts.

You’ll serve as a consultant to Producers and claims staff, collaborate to place coverage within Ally’s programs, and present underwriting recommendations.