Senior Commercial Credit Lead | Underwriting & Risk

M&T Bank Corporation; New York (NY); Hybride; USD 136 000 - 227 000; Plein temps

Résumé du poste

M&T Bank Corporation in Radnor, PA seeks a Commercial Credit Lead to assess and manage credit risk for healthcare clients. This individual contributor role underwrites new requests, screens deals, and leads a transaction team through life of loan while ensuring compliance with policies.

You will analyze financial statements, structure credit solutions, prepare models, attend client calls with Relationship Managers, and present findings to credit committees.

Qualifications

• Bachelor’s degree in Accounting or Finance with 7+ years in complex credit underwriting.
• Strong analytical skills with financial modeling capabilities.
• Excellent communication and ability to work independently and with teams.

Responsabilités

• Underwrite new requests and life-of-loan modifications from screen to approval.
• Monitor ongoing credit risk via CCM activities and early warning indicators.
• Prepare financial models, cash flows, schedules and guarantor analyses.
• Present credit analysis and make risk rating recommendations.
• Ensure compliance with credit policy and regulatory standards.

Connaissances

Analytical skills

Financial modeling

Communication skills

Attention to detail

Teamwork

Time management

Microsoft Office

Formation

Bachelor’s degree in Accounting, Finance or related field

Outils

Capital IQ

FactSet

Bloomberg

nCino

Description du poste

M&T Bank Corporation in Radnor, PA seeks a Commercial Credit Lead to assess and manage credit risk for healthcare clients. This individual contributor role underwrites new requests, screens deals, and leads a transaction team through life of loan while ensuring compliance with policies.

You will analyze financial statements, structure credit solutions, prepare models, attend client calls with Relationship Managers, and present findings to credit committees.