Senior Commercial Credit Analyst – Risk & Growth Leader

Wings Credit Union; Colorado Springs (CO); On-site; USD 55,000 - 63,000; Full time

Benefits offered by this job

401(k) match

Health Insurance

Vision Insurance

Life Insurance

Disability Insurance

HSA contribution

Paid Vacation

Job summary

Wings Credit Union is seeking an experienced Credit Analyst to provide credit analysis and risk management for commercial loans ranging from $1M to $30M. The role collaborates with Commercial Lenders to assess borrower risk and ensure policy compliance.

The candidate will prepare global cash flow analyses, assess guarantor strength, and contribute to credit risk recommendations for a diverse portfolio. Advanced Excel and nCino experience preferred.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, or related field preferred.
• 5+ years commercial credit analysis experience required.
• Experience with financial spreading and credit analysis tools.

Responsibilities

• Interpret credit and lending policies to prepare written credit presentations and approvals for loans from $1M to $30M.
• Collaborate on loan structure and improvements.
• Prepare financial spreads to assess repayment capacity for existing and new loans.

Skills

Financial spreads

nCino

Excel

Credit risk analysis

Executive writing

Collaboration

Problem solving

Industry monitoring

Education

Bachelor's Degree in Finance

Tools

nCino platform

MS Office

Job description

Wings Credit Union is seeking an experienced Credit Analyst to provide credit analysis and risk management for commercial loans ranging from $1M to $30M. The role collaborates with Commercial Lenders to assess borrower risk and ensure policy compliance.

The candidate will prepare global cash flow analyses, assess guarantor strength, and contribute to credit risk recommendations for a diverse portfolio. Advanced Excel and nCino experience preferred.