Senior Commercial Banker

Elements Financial; Indianapolis (IN); On-site; USD 124,448 - 159,720; Full time

Benefits offered by this job

Medical insurance

Vision insurance

401(k)

Paid maternity leave

Paid paternity leave

Tuition assistance

Disability insurance

Job summary

A leading financial institution in Indianapolis seeks a Senior Commercial Banker to develop lending relationships and generate loans. Ideal candidates will have a minimum of ten years' experience in commercial lending and demonstrate excellent communication skills. The role offers competitive compensation and a full-time commitment with various benefits including medical insurance and a 401(k).

Qualifications

• Minimum of ten years of commercial lending experience with a record of generating loans.
• Track record of quality loan growth and robust calling experience.
• Commitment to best-in-class member service.

Responsibilities

• Analyze commercial lending loan requests and prepare evaluations for approval.
• Negotiate pricing for all loan requests.
• Maintain and develop commercial relationships.
• Drive business development focusing on loans and deposits.

Skills

Commercial lending experience

Interpersonal skills

Communication skills

Organizational skills

Problem-solving skills

Negotiation skills

Education

Four-year degree in business, finance or marketing

MBA preferred

Job description

Join to apply for the Senior Commercial Banker role at Elements Financial.

This is an exciting opportunity to join our high‑growth commercial banking team at Elements Financial, serving the employees of over 150 organizations across the U.S. and ranked among the top 3% of credit unions nationally.

We are a Best Place to Work where our employees are empowered to Be the Expert, Live the Purpose, and Grow the Business. Our Purpose is Empower Members to Achieve Financial Success. The Senior Commercial Banker will develop contacts and leads to generate Commercial loan financing and build profitable lending and deposit relationships with both new and existing members. This includes Commercial Real Estate (CRE) and Commercial & Industrial (C&I) lending, generating leads through cold calling, networking, and member contacts, and consulting with customers to understand their financing goals.

Responsibilities

• Analyze all commercial lending loan requests and prepare written evaluations and recommendations for approval.
• Structure and negotiate pricing for all loan requests.
• Protect the credit union’s interests by ensuring adequate documentation, adherence to credit union policies, and compliance with applicable laws and regulations.
• Maintain and develop existing commercial and individual relationships.
• Participate in community and civic business functions to promote Elements Financial.
• Assist in ongoing servicing and monitoring of commercial loans.
• Actively participate in sales meetings, training programs, and marketing activities.
• Drive business development of new commercial and individual relationships focusing on loans and deposits.

Qualifications

• Four‑year degree in business, finance, marketing, or equivalent; MBA preferred.
• Minimum of ten (10) years of commercial lending experience with a proven record of generating loans.
• Track record of quality loan growth and robust calling experience.
• Strong interpersonal, verbal and written communication skills.
• Excellent organizational, problem‑solving, credit analysis, and negotiation skills.
• Team player with the ability to collaborate and communicate effectively.
• Commitment to “best in class” member service and ability to meet deadlines under pressure.
• Successful self‑manager with strong collaboration and communication skills.
• Ability to leverage skills, knowledge, and experience to invest in our community.
• Fosters an inclusive environment that promotes belonging.
• Exhibits respect, excellent service to both internal and external members, and a proven track record of integrity and trust.
• Additional sales incentive compensation is earned in this role.

Seniority Level

• Mid‑Senior level

Employment Type

• Full‑time

Job Function

• Finance and Sales

Benefits and Compensation

• Medical insurance
• Vision insurance
• 401(k)
• Paid maternity leave
• Paid paternity leave
• Tuition assistance
• Disability insurance

Location & Salary

Indianapolis, IN
Salary: $124,448.50 – $159,720.00