Senior Closer

Splitero, Inc.; San Diego (CA); Hybrid; USD 77,000 - 94,000; Full time

Benefits offered by this job

Fully Remote Team

OneTeam culture

Generous resources

Premium healthcare

Flexible PTO & Parental Leave

Job summary

Splitero, Inc. is seeking a Senior Closer to manage the closing process for home equity investments, review funding and disclosure documents, and coordinate with title companies to ensure accurate disbursements.

This role requires strong regulatory knowledge (TRID, TILA, RESPA) and superb organization, with collaboration across internal teams and third-party vendors. Start remote through January 2027, then hybrid in San Diego, Tue–Thu in the office, with Mon and Fri optional remote.

Qualifications

• 2+ years of operations experience in Financial Services, Real Estate, or Mortgage.
• Ability to thrive under pressure and meet tight deadlines in a fast-paced environment.
• Ability to work in the San Diego office starting January 2027 (in-office Tue–Thu).
• Ability to navigate complex closing scenarios through problem-solving and decision-making.
• Dedication to delivering exceptional customer service to homeowners throughout the closing process.
• Exceptional organizational and time-management skills for meticulous documentation.

Responsibilities

• Manage the closing process for home equity investment transactions, ensuring all necessary documents are accurately prepared.
• Serve as a point of contact for homeowners during the closing process, providing updates and addressing inquiries.
• Communicate proactively with production teammates, escrow agents, and title agents throughout the closing process.
• Coordinate with settlement agents to prepare final Closing Disclosures and ensure tolerances are met.
• Work with title companies to organize notary appointments.
• Prepare a file for funding by reviewing executed documents for completeness.
• Stay informed about industry trends, regulations, and best practices to improve efficiency.
• Review team funding documents, set up wires, and coordinate with the title company for timely disbursements.
• Provide coverage for team members who are out of the office and support the Closing Manager.

Skills

Operations experience

Financial services

Real estate

Mortgage knowledge

PST work hours

Job description

As a Senior Closer at Splitero, you will play a pivotal role in successfully closing investments and fostering a positive experience for our homeowners. You’ll use your keen eye for accuracy to facilitate the final stages of home equity investment transactions, from reviewing documents to preparing disclosures. In this highly collaborative role, you’ll work with your teammates and third-party vendors to ensure an efficient and smooth closing for every homeowner you support. You will also assume funding responsibilities, including reviewing funding documents, setting up wires, and communicating with the title company to ensure timely and accurate disbursements. In addition to core closing responsibilities, the Senior Closer will take on expanded duties, including acting as a funder, covering for team members who are out of office, and stepping in to support the team when the Closing Manager is out.

• Manage the closing process for home equity investment transactions, ensuring all necessary documents are accurately prepared.
• Serve as a point of contact for homeowners during the closing process, providing updates and addressing any inquiries or concerns.
• Communicate proactively with your production teammates, escrow agents, and title agents throughout the investment closing process.
• Coordinate with settlement agents to prepare final Closing Disclosures by ensuring all charges have been included, and tolerances for each section of the Closing Disclosure have been met.
• Work with title companies to organize notary appointments.
• Prepare a file for funding by reviewing executed documents for completeness.
• Stay informed about industry trends, regulations, and best practices to enhance the efficiency and effectiveness of the closing process.
• Review the team’s funding documents, set up wires, and communicate with the title company to ensure timely and accurate disbursements.
• Provide coverage for team members who are out of office.
• Step in to support the team when the Closing Manager is out.

This position has a target start date of 11/16 or 11/30. You will work remotely until January of 2027. Starting in January, this role will be hybrid and based in our San Diego office. Employees are required to work onsite Tuesday through Thursday each week, with the option to work remotely on Mondays and Fridays.

The salary range for this position is $85,000.

About You

• 2+ years of operations experience in Financial Services, Real Estate, or Mortgage
• Ability to thrive under pressure and meet tight deadlines in a fast-paced environment
• Ability to work in our San Diego office, Tuesday - Thursday, starting in January 2027.
• Ability to navigate complex closing scenarios through problem-solving and decision-making
• Dedication to delivering exceptional customer service to homeowners and contributing to their satisfaction throughout the closing process
• Exceptional organizational and time-management skills to ensure meticulous documentation and process adherence.
• Communication skills that go beyond the basics, including active listening, understanding homeowner needs and responding appropriately, and communicating with empathy
• Ability to collaborate with multiple stakeholders, including internal teams, third-party vendors, and Homeowners
• In-depth knowledge of mortgage regulatory requirements and compliance standards (TRID, TILA, RESPA,REG Z) preferred
• Ability to work 8am - 5pm PST
• Desire to participate in a fast-paced early-stage startup
• Adaptability: Embraces changing circumstances with resilience and positivity
• Team-Oriented: Prioritizes collaboration, inclusivity, and teammate support

About Us

Millions of homeowners in today’s economy are sitting on substantial home equity they are unable to access due to rising interest rates and strict qualification requirements of traditional lenders. That means millions of homeowners can’t convert their hard-earned equity into cash to pay off debt, start a home renovation, or pad their retirement to better their lives.

Splitero co-founders Michael Gifford and David Zvaifler witnessed the problem firsthand throughout their real estate careers. They set out to create a win‑win product that could help those homeowners access their home equity but not make monthly payments like traditional financing options. And thus, Splitero was born.

As part of our team, you will join our quest to revolutionize the real estate industry while helping families in need. We offer a suite of benefits designed to help you thrive in all areas of life.

• Fully Remote Team - Our remote‑first culture allows us to hire the best people, regardless of location.
• OneTeam Culture - We foster a culture of transparency, innovation, and inclusivity, where every voice is heard and every team member is valued. We believe in celebrating our successes, doing the right thing, and helping each other so we grow as a team and as individuals.
• Generous Resources - We want to ensure you are set up to do your best work. In addition to a solid tech stack, and access to any WeWork location, you will receive a monthly cell and internet stipend.
• Premium Healthcare - We offer comprehensive healthcare plans for you and your family, which employees are eligible for on their first day.
• Flexible PTO and Parental Leave - We offer a generous PTO and encourage employees to take time off to recharge. We're proud to offer a parental leave policy that allows you to welcome your new addition without worry.

We are a workforce composed of individuals with diverse backgrounds, abilities, minds, and identities. In keeping with our commitment to inclusion, we will ensure that people with disabilities are provided reasonable accommodations. If reasonable accommodations are required when applying, interviewing, or performing the essential functions of this position, please contact People Operations, at [e-mail].