Senior Capital Planning Analyst

First Tech Federal Credit Union; Marlborough (MA); Hybrid; USD 104,000 - 125,000; Full time

Benefits offered by this job

Medical, dental, and vision

401(k) match

Paid time off

Paid federal holidays

Employee pricing on lending products

Job summary

First Tech Federal Credit Union is seeking a Senior Capital Planning Analyst to lead capital planning, forecasting, and stress testing. You will work with Finance, Treasury, Risk, Data, and Technology teams to strengthen reporting, controls, and efficiency across the balance sheet and funding activities.

The role emphasizes data validation, governance, and the use of ALM/cash-flow tools, with a hybrid schedule and opportunities to automate processes and deliver strategic insights for management

Qualifications

• Bachelor's degree in a field relevant to the role or 4 additional years of related experience.
• 3–6 years of relevant experience.
• Experience managing cross-functional projects and documenting procedures.

Responsibilities

• Supports capital planning, forecasting, and stress testing activities with workplans and governance processes.
• Manages projects and cross-functional workstreams, coordinating resources, milestones, and risks.
• Improves controls, transparency, and efficiency with dashboards, analytics, and workflow automation.
• Prepares procedures, data definitions, and governance records, including testing evidence and training materials.
• Analyzes financial statements, forecasts, liquidity, capital, and related scenarios.

Skills

Project management

Documentation

Financial analysis

SQL

Dashboards (Power BI/Tableau)

Excel advanced

Automation/AI tools

ALM/Treasury systems

Education

Bachelor's degree in relevant field or 4 additional years of experience

Tools

Power BI

Tableau

Job description

The Senior Capital Planning Analyst supports the organization's capital planning, forecasting, and stress testing activities through financial analysis, project management, data validation, process documentation, and cross-functional coordination. The role manages assigned projects and workstreams, evaluates capital, liquidity, funding, and balance-sheet risks, and uses financial systems, analytical tools, dashboards, and automation to strengthen reporting, controls, and operational efficiency. Working with Finance, Treasury, Risk, Data, and Technology stakeholders, the analyst supports governance, regulatory deliverables, system testing, issue resolution, and informed management decision-making.

The Senior Capital Planning Analyst supports the organization's capital planning, forecasting, and stress testing activities through financial analysis, project management, data validation, process documentation, and cross-functional coordination. The role manages assigned projects and workstreams, evaluates capital, liquidity, funding, and balance-sheet risks, and uses financial systems, analytical tools, dashboards, and automation to strengthen reporting, controls, and operational efficiency. Working with Finance, Treasury, Risk, Data, and Technology stakeholders, the analyst supports governance, regulatory deliverables, system testing, issue resolution, and informed management decision-making.

Here's what you can expect from the job and what you need to be successful:

Essential Functions

What You'll Do :

• Supports recurring and strategic capital planning, forecasting, and stress testing activities, including workplans, deliverables, management and board reporting, regulatory engagements, and governance processes.
• Manages assigned projects and cross-functional workstreams by developing workplans, coordinating resources and stakeholders, tracking milestones, risks, actions, and decisions, communicating status, and escalating barriers as appropriate.
• Evaluates processes and supports improvements to controls, transparency, consistency, and efficiency, including dashboards, analytics, workflow automation, and other digital or AI-enabled solutions.
• Prepares and maintains procedures, process flows, methodologies, controls, data definitions and lineage, system documentation, testing evidence, training materials, and governance records.
• Analyzes financial statements, forecasts, balance-sheet trends, capital ratios, risk-weighted assets, liquidity, funding, and related scenarios, sensitivities, variances, and key drivers.
• Extracts, reconciles, and validates data from databases, financial systems, planning models, and regulatory templates using SQL or comparable tools, and supports resolution of data issues.
• Uses ALM, cash-flow forecasting, and balance-sheet simulation systems to support evaluation of interest-rate risk, liquidity, funding, earnings, and capital, and assists with system testing, issue resolution, and stakeholder communications.

Typical Scope

• Applies best practices and knowledge of internal/external business challenges to improve products, processes or services. Is accountable for small projects or programs with manageable risks and resource requirements. Resolves difficult and complex problems using judgment and analysis; contributes to problem solving in collaborative settings. Interprets policies and adapts them to new situations.
• Demonstrates judgment in selecting methods to solve problems that have cross-functional impacts or require balancing competing priorities. Applies advanced knowledge of job area with experienced understanding of functional area.
• Typically receives little instruction on daily work. Works independently within defined specialties; adapts methods and procedures for routine work with minimal oversight. Accountable for deliverables. May mentor others and coach or review their work.

Essential Skills

Education & Experience:

• Required Education: Bachelors degree in field relevant to role (or 4 additional years of relevant experience in lieu of a degree)
• Required Experience: 3 - 6 years of relevant experience

Qualifications & Skills

• Demonstrated project management and documentation skills, including managing cross-functional projects and developing clear procedures, process flows, requirements, test materials, and stakeholder communications.
• Strong financial and capital analysis skills, including forecasting, scenario analysis, stress testing, and management reporting.
• Proficiency in SQL and experience extracting, reconciling, and analyzing large datasets from financial systems and data warehouses.
• Experience developing dashboards and reports using Power BI, Tableau, or similar tools; advanced Excel skills required.
• Hands-on experience using automation, data transformation, or AI-enabled tools to improve processes and reduce manual work.
• Knowledge of ALM, cash-flow forecasting, balance-sheet simulation, or treasury systems.

Location:

Marlboro/Chelmsford, MA or Hillsboro, OR

Target Compensation

$104,000 - $125,000 + annual bonus

Schedule

Monday - Friday 8am-5pm, HYBRID 3+ days/week onsite

Who We Are

Every great journey begins with a bold idea, and ours is no different. First Tech and DCU were founded on the belief that financial solutions should put people first. That belief has fueled decades of innovation and service, rooted in the tech sector and expanding to support members from all walks of life.

Employees Are Eligible For

• Traditional medical, dental, and vision coverage
• Generous 401(k) match
• Paid Time Off: You'll accrue up to 15 days in your first year. In addition, you'll receive 40 hours of sick time and 3 personal days, which refresh annually
• Paid federal holidays
• Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility subject to standard account requirements and underwriting criteria)

Employment Statements

First Tech is an equal opportunity employer, and we value diversity, inclusion, and equity at our company. We evaluate qualified applicants without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, disability, veteran status, and other legally protected characteristics.

First Tech is not currently offering Visa transfer/sponsorship for this position.