Senior Business Banking Underwriter — Complex Credits up to $10M

Huntington National Bank; Detroit (MI); On-site; USD 90,000 - 130,000; Full time

Job summary

Huntington National Bank is seeking a Business Banking Underwriter IV to assess creditworthiness and ensure policy compliance for business loans. This role reviews detailed financials and structures complex credits up to $10MM, with single approval authority up to $4MM, maintaining an active pipeline.

The position involves mentoring others, collaborating with credit and risk teams, and serving as a back-up for the manager. Office-based with potential flexible arrangements.

Qualifications

• Bachelor's degree required.
• 7+ years’ experience with business or commercial underwriting in a centralized lending environment.

Responsibilities

• Maintains an individual pipeline of work.
• Reviews financial and credit information to make sound credit decisions for loans up to $10MM.
• Uses single approval authority up to $4MM.
• Collaborates with credit and segment risk to meet department goals.
• Mentors new hires and assists with training.
• Performs other duties as assigned.

Skills

Pipeline management

Credit analysis

Risk assessment

Mentorship

Communication

Multi-tasking

Microsoft Office

Education

Bachelor's degree

Bachelor's degree in business related field

Tools

Microsoft Office

Job description

Summary:

The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy.

Description

Summary:

The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy.

Duties And Responsibilities

• Supports Business Banking production by maintaining an individual pipeline of work.
• Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with most complex credit structures and customer exposure up to $10MM.
• Utilizes single approval authority up to $4MM.
• Appropriately assess risk profile of borrower.
• Assist with training and mentoring new hires as well as providing support for the UWI, UW II & UW III job families as needed.
• Tasks as needed to support the line of business and job family.
• Act as primary back up for their manager as needed for team huddles & meetings.
• Is positioned with knowledge and expertise to represent direct manager outside of function group as needed.
• Collaborate with both credit and segment risk to meet or exceed department goals.
• Performs other duties as assigned.
  
  
  

Basic Qualifications

• Bachelor's degree
• 7+years’ experience with business or commercial underwriting in a centralized lending environment
  
  
  

Preferred Qualifications

• Bachelor's degree in business related field
• 3-4 years leadership / management experience
• Ability to underwrite credit exposures in excess of $4MM.
• Previous authority to underwrite and decision credits without additional signers.
• Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner.
• Proficient use of Microsoft Office and other internet resources
• Excellence in customer service, highly motivated, focused and goal oriented.
• Excellent written and verbal communication skills, including grammar and demeanor.
• Strong organizational skills with attention to detail, planning and follow-up.
• Ability to work independently on multiple tasks without compromising quality.
• Ability to determine and make necessary changes without oversight within their functional team to better the unit as a whole.
  
  
  

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Yes

Workplace Type

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters: Huntington Bank will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington Bank colleagues, directly or indirectly, will be considered Huntington Bank property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.