Senior Builders Risk Underwriter — Risk & Growth Leader

Starrcompanies; Houston (TX); Hybrid; USD 120,000 - 180,000; Full time

Benefits offered by this job

Training & development

Inclusive culture

Job summary

Starr Insurance Companies, a global leader in commercial insurance, seeks a Senior Underwriter for Builders Risk in Houston. You will evaluate complex construction and energy risks, price policies, and help build profitable underwriting portfolios.

The ideal candidate has 5–7 years of Builders Risk experience, strong analytical and communication skills, and a proven record of risk assessment, negotiation, and mentorship to junior underwriters.

Qualifications

• Bachelor's degree in Business, Finance, Insurance, or a related field.
• Advanced degree or professional designations (e.g., CPCU, ARM) preferred.
• Minimum of 5-7 years of experience in Builders Risk insurance underwriting.
• Master Builders Risk underwriting experience preferred.
• Experience underwriting primary, quota share and excess structures.
• Proven ability to assess reinsurance needs and negotiate terms.

Responsibilities

• Evaluate, underwrite, and price complex Builders Risk insurance policies, ensuring adherence to company guidelines and regulatory requirements.
• Analyze submissions, assess risk and determine appropriate terms and conditions.
• Review and negotiate manuscript form wordings and coverages.
• Develop and maintain strong relationships with brokers, agents, and clients to facilitate effective communication and support business growth.
• Collaborate with the underwriting team to ensure consistency and accuracy in risk assessment and policy issuance.
• Provide mentorship and technical guidance to junior underwriters, fostering a culture of continuous learning and professional development.
• Monitor industry trends, market conditions, and competitor activities to identify opportunities and threats.
• Participate in the development and implementation of underwriting strategies, policies, and procedures.
• Ensure compliance with all internal and external regulations, standards, and best practices.

Skills

Analytical skills

Decision making

Communication

Team collaboration

Mentorship

Education

Bachelor's degree in Business/Finance/Insurance

CPCU/ARM or advanced degree preferred

Tools

Underwriting software

Microsoft Office

Job description

Starr Insurance Companies, a global leader in commercial insurance, seeks a Senior Underwriter for Builders Risk in Houston. You will evaluate complex construction and energy risks, price policies, and help build profitable underwriting portfolios.

The ideal candidate has 5–7 years of Builders Risk experience, strong analytical and communication skills, and a proven record of risk assessment, negotiation, and mentorship to junior underwriters.