Senior BSA/AML Officer — Lead Compliance & Risk

Plains Commerce Bank; Sioux Falls (SD); On-site; USD 75,000 - 110,000; Full time

Benefits offered by this job

Medical, Dental and Vision

FSA or Dependent Care

Vacation, Sick and Volunteer leave

401K and Profit Sharing

Job summary

Plains Commerce Bank in Sioux Falls, SD seeks a BSA Officer to administer and maintain the BSA/AML/OFAC program, oversee risk-based controls, monitoring, and regulatory reporting. You’ll act as the primary BSA/AML/OFAC resource for management, auditors, and examiners while communicating risks and corrective actions to leadership.

The role requires strong analytical and communication skills, experience with investigations, and proficiency in MS Word/Excel.

Qualifications

• Bachelor's degree in business, finance, accounting, criminal justice, or a related field preferred; degree optional with relevant experience.
• Three+ years of BSA/AML/OFAC compliance experience in a financial institution.
• Professional certification such as CAMS, CAFP, CRCM, or comparable credential preferred.
• Working knowledge of BSA/AML/OFAC regulations, suspicious activity monitoring, CDD, and reporting obligations.

Responsibilities

• Administer and maintain BSA/AML/OFAC compliance program, policies, risk assessments, monitoring, and reporting.
• Oversee customer identification, due diligence, enhanced due diligence, and ongoing monitoring for higher-risk customers.
• Prepare and file SARs and CTRs, with supporting documentation and reviews.
• Deliver role-appropriate BSA/AML/OFAC training to Board, management, and staff.
• Coordinate regulatory examinations, audits, and remediation actions.
• Maintain secure, confidential records and ensure compliance with retention requirements.

Skills

BSA/AML/OFAC compliance

Regulatory reporting

Investigations

Policies and procedures

Communication

multitask management

MS Word & Excel

FinCEN guidance

BSA/AML software (FCRM)

Education

Bachelor's degree in business, finance, accounting, criminal justice, or related field

Tools

FCRM or comparable financial-crime monitoring software

Job description

Plains Commerce Bank in Sioux Falls, SD seeks a BSA Officer to administer and maintain the BSA/AML/OFAC program, oversee risk-based controls, monitoring, and regulatory reporting. You’ll act as the primary BSA/AML/OFAC resource for management, auditors, and examiners while communicating risks and corrective actions to leadership.

The role requires strong analytical and communication skills, experience with investigations, and proficiency in MS Word/Excel.