Senior Bank Model Risk & Validation Lead

Affirm; Portland (OR); Remote; USD 195,000 - 255,000; Full time

Benefits offered by this job

Health coverage for you and your depd

Job summary

Affirm is seeking an experienced Model Risk Management professional to lead validation of complex credit and fraud models. You will build automated Python-based monitoring, track KPI drift, and work with model developers to remediate issues while coordinating with Audit and Compliance.

This role supports the internal Bank Model Risk Management function and bank-owned models. The team values rigorous analysis, cross-functional collaboration, and clear communication to translate complex technical

Qualifications

• 7+ years of professional, highly technical experience in risk modeling, validation, or analytics.
• Deep understanding of consumer credit lifecycles and fraud detection.
• Proficiency with loss forecasting, stress testing, and performance analysis.

Responsibilities

• Conduct independent validations of credit/fraud models.
• Develop automated monitoring in Python for drift and PSI.
• Remediate validation findings with model developers and ensure robustness.
• Coordinate with Audit, Controls, and Compliance on regulatory requests.
• Support Bank Model Risk Management requirements for bank-owned models.

Skills

Python (pandas, scikit-learn, statsops

SQL

Model validation

Credit/Fraud/Financial Risk Modeling

Communication skills

Tools

None

Job description

Affirm is seeking an experienced Model Risk Management professional to lead validation of complex credit and fraud models. You will build automated Python-based monitoring, track KPI drift, and work with model developers to remediate issues while coordinating with Audit and Compliance.

This role supports the internal Bank Model Risk Management function and bank-owned models. The team values rigorous analysis, cross-functional collaboration, and clear communication to translate complex technical