Remote Bank Model Risk Analytics Manager

Affirm; Boise (ID); On-site; USD 195,000 - 255,000; Full time

Benefits offered by this job

100% subsidized medical coverage

Flexible Spending Wallets

Time off for vacation and holidays

Employee stock purchase plan (ESPP)

Job summary

Affirm is seeking an experienced professional to join the Bank Model Risk Management team. You will validate sophisticated credit/fraud models and develop automated monitoring in Python to track drift and feature importance in real time.

You will partner with model developers and internal audit/compliance to remediate findings and ensure mathematical robustness of strategies. This remote-first role emphasizes cross-functional collaboration.

Qualifications

• 7+ years of experience in technical risk modeling, validation or analytics.
• Deep understanding of consumer credit lifecycle or fraud detection.
• Experience with loss forecasting, fraud prediction and stress testing.
• Expert Python proficiency for modeling and backtesting.
• Strong SQL skills for large datasets and data lineage audits.
• Problem-solving mindset with clear communication of complex ideas.

Responsibilities

• Perform independent validations of credit/fraud models, focusing on conceptual soundness and performance stability.
• Develop automated monitoring suites in Python to track drift and stability in real time.
• Collaborate with model developers to remediate findings and ensure robustness.
• Work with Audit, Controls and Compliance to address regulatory requests.
• Support internal Bank Model Risk Management for bank-owned models.

Skills

Python

SQL

Model Validation

Quantitative Analytics

Data Analysis

Backtesting

Tools

Pandas

Scikit-learn

Statsmodels

SQL

Job description

Affirm is seeking an experienced professional to join the Bank Model Risk Management team. You will validate sophisticated credit/fraud models and develop automated monitoring in Python to track drift and feature importance in real time.

You will partner with model developers and internal audit/compliance to remediate findings and ensure mathematical robustness of strategies. This remote-first role emphasizes cross-functional collaboration.