Senior Backend Engineer - Fintech Data Pipelines (Remote)

OhioX; Northern (KY); Hybrid; USD 167,000 - 231,000; Full time

Job summary

Upstart is seeking a Senior Software Engineer to own backend services, data pipelines, and reporting infrastructure within the Capital Insights team. You will build scalable APIs, maintain data models, and ensure timely, accurate data for lender and investor reporting.

This remote role allows US-based candidates to contribute from anywhere in the country, with collaboration across Capital Markets, Finance, and Data teams and a focus on reliability, observability, and fintech data excellence.

Qualifications

• BS in CS/engineering or related field plus 4+ years backend experience.
• Experience with Ruby on Rails, Java, or similar stack and SQL.
• Hands-on with data pipelines or analytical data stores (Airflow, Spark, dbt, etc.).
• Experience owning systems end-to-end (design, deployment, on-call).

Responsibilities

• Design and evolve backend services, data models, and reporting APIs that power partner-facing reporting across multiple lending products.
• Build and maintain data pipelines and reporting systems that deliver accurate, timely loan and portfolio data under strict SLAs.
• Improve system reliability and operational health by reducing incidents, automating manual processes, and strengthening observability.
• Lead design and implementation of cross-product platform capabilities, including unified APIs and portals.
• Partner with Capital Markets, Finance, and Data teams to define requirements, troubleshoot production issues, and deliver scalable solutions.
• Identify structural inefficiencies in legacy systems and drive platform-level improvements that reduce operational burden.
• Mentor engineers on best practices for data modeling, distributed systems design, and production operations in a regulated fintech environment

Skills

Backend development

SQL

Data pipelines

End-to-end ownership

Education

Bachelor’s degree or equivalent

Tools

Airflow

Spark

dbt

ClickHouse

Snowflake

BigQuery

Redshift

Job description

Upstart is seeking a Senior Software Engineer to own backend services, data pipelines, and reporting infrastructure within the Capital Insights team. You will build scalable APIs, maintain data models, and ensure timely, accurate data for lender and investor reporting.

This remote role allows US-based candidates to contribute from anywhere in the country, with collaboration across Capital Markets, Finance, and Data teams and a focus on reliability, observability, and fintech data excellence.