Senior AVP, Credit Risk Analytics & Strategy

Jobtailor; New York (NY); On-site; USD 120,000 - 180,000; Full time

Job summary

Jobtailor is seeking a senior analytics leader to drive unsecured lending risk analytics, building predictive models, and delivering insights to executives. You will oversee cross-functional teams, develop policy guidance, and design experiments to optimize risk strategies.

The role focuses on portfolio performance, emerging risks, and implementing ML/NLP techniques within a modern data stack (AWS, Snowflake, Databricks). Strong communication with regulatory and audit partners is expected.

Qualifications

• Bachelor's degree in Engineering, Technology, or a directly related field.
• Eight (8) years of related professional experience.
• Six (6) years of coding and testing experience using SAS, SQL, R, and Python.
• Four (4) years of experience with risk and portfolio analytics, acquisition and line management strategy, collections strategy development, and credit card or consumer lending analytics.
• Three (3) years of project management experience delivering complex initiatives, including timelines, stakeholder alignment, project milestones, and final deliverables.
• Three (3) years of experience building strategy-outcome storylines, creating PowerPoint decks, and delivering reports and presentations to key executives.
• Two (2) years of reporting/dashboarding and performance tracking using Power BI and Tableau.
• Two (2) years of model development in the credit risk space.
• Six (6) months of experience collaborating with Operations and Underwriting teams.
• 40 hours/week, 9:00am-5:00pm

Responsibilities

• Lead analytical initiatives for unsecured lending portfolios (personal loans and credit cards).
• Provide strategic advisory, policy development, and operational oversight in credit risk analytics.
• Lead and manage teams and deliver insights through advanced analytics and BI tools.
• Design and implement A/B testing frameworks using Design of Experiments (DOE).
• Perform portfolio analytics to monitor performance, identify emerging risks, and recommend mitigation strategies.
• Apply machine learning and AI techniques (Random Forest, Gradient Boosting, NLP) to risk prediction models.
• Build and maintain BI frameworks and dashboards using Power BI, Tableau, and Excel.
• Conduct regression, clustering, time-series, and statistical modeling.
• Partner with legal, compliance, and audit on regulatory standards and risk appetite.
• Present analytical findings to senior stakeholders and executive leadership.
• Collaborate with cross-functional teams to optimize processes and automate data workflows.
• Evaluate remediation analytics and restitution plans for policy and regulatory compliance.
• Manage data infrastructure using AWS, Snowflake, and Databricks.

Skills

Credit Risk Analytics

Machine Learning Techniques

Power BI

SAS

SQL

Education

Bachelor's degree in Engineering/related field

Tools

Tableau

Excel

AWS

Snowflake

Databricks

Job description

Jobtailor is seeking a senior analytics leader to drive unsecured lending risk analytics, building predictive models, and delivering insights to executives. You will oversee cross-functional teams, develop policy guidance, and design experiments to optimize risk strategies.

The role focuses on portfolio performance, emerging risks, and implementing ML/NLP techniques within a modern data stack (AWS, Snowflake, Databricks). Strong communication with regulatory and audit partners is expected.