Senior Auto Finance Underwriter

J.P. Morgan Chase & Co.; Tempe (AZ); On-site; USD 75,000 - 110,000; Full time

Job summary

JPMorgan Chase's Chase Auto Auto Finance division is seeking an Underwriter III to assess policy and pricing exceptions, structure decisions for profit, and support daily operations in Tempe, AZ. The role emphasizes rapid processing of applications, maintaining high approval quality, and achieving ROE and volume targets.

The position requires substantial experience in credit auto, familiarity with credit bureau reports, and strong analytical and communication skills to interact with internal and

Qualifications

• 5+ years of experience in credit auto.
• Experience reviewing credit bureau reports.
• Strong knowledge of credit decisioning and regulations.
• Understanding of indirect loan, refinance, direct and lease programs.
• Knowledge of loan documentation and related legal issues.
• Familiarity with bank policies, procedures, and risks.
• Excellent written and verbal communication; strong analytical ability.
• Proactive, results-oriented with leadership capacity.

Responsibilities

• Review credit applications and make decisions per policy and regulations.
• Assist daily operations by reviewing policy and pricing exceptions.
• Structure decisions to maximize profit and strengthen relationships.
• Process auto applications with focus on response time, volume, and quality.
• Meet/exceed ROE, volume, conversion, and other metrics.
• Initiate sales calls and prepare follow-ups.
• Provide prompt, accurate responses to inquiries.

Skills

Credit auto experience

Credit bureau reviews

Credit decisioning

Indirect loan knowledge

Credit policies & compliance

Bank policies & risk

Analytical skills

Leadership initiative

Job description

JPMorgan Chase's Chase Auto Auto Finance division is seeking an Underwriter III to assess policy and pricing exceptions, structure decisions for profit, and support daily operations in Tempe, AZ. The role emphasizes rapid processing of applications, maintaining high approval quality, and achieving ROE and volume targets.

The position requires substantial experience in credit auto, familiarity with credit bureau reports, and strong analytical and communication skills to interact with internal and