Senior Auto Credit Analyst – Underwriting & Analytics

JM&A Group; Deerfield Beach (FL); Hybrid; USD 90,000 - 120,000; Full time

Job summary

JM Family Enterprises, Inc. is seeking a Senior Commercial Credit Analyst to join our Lending Team in Florida.

The role focuses on automotive commercial financial analysis and underwriting, collaborating with Sales, Leadership and other departments to drive sound decisions while managing risk. You will review loan/advance structures, prepare credit packages for the Credit Committee, monitor portfolio performance, and help automate reports and dashboards to support data-driven decision-making

Qualifications

• Bachelor’s degree in Accounting or Finance; MBA a plus.
• 5+ years of commercial financial analysis and underwriting; automotive experience a plus.
• Strong analytical and data-driven mindset.
• Excellent communication and presentation skills.
• Advanced Excel and Power BI proficiency.

Responsibilities

• Commercial underwriting: analyse tax returns and financial statements to assess repayment ability.
• Deal structure: evaluate collateral and financial position to propose profitable loan structures.
• Credit committee: prepare and present comprehensive loan/advance packages.
• Portfolio management: monitor loans and maintain a lending dashboard.
• Process improvement: automate workflows and build standardized reports and dashboards.

Skills

Problem-solving

Attention to detail

Communication skills

Cross-functional collaboration

Presentation skills

Verbal and written communication

Education

Bachelor's degree in Accounting

MBA a plus

Tools

Power BI

Power Automate

MS Excel

MS Word

MS PowerPoint

Job description

JM Family Enterprises, Inc. is seeking a Senior Commercial Credit Analyst to join our Lending Team in Florida.

The role focuses on automotive commercial financial analysis and underwriting, collaborating with Sales, Leadership and other departments to drive sound decisions while managing risk. You will review loan/advance structures, prepare credit packages for the Credit Committee, monitor portfolio performance, and help automate reports and dashboards to support data-driven decision-making