Senior Associate, Personal Insurance Renewal Underwriter

Burns & Wilcox; Morehead City (NC); On-site; USD 65,000 - 95,000; Full time

Job summary

Burns & Wilcox, a leading wholesale insurance broker, seeks a Senior Associate Personal Insurance Underwriter to evaluate renewal accounts, analyze risk information, and prepare underwriting recommendations. You will work with underwriters, brokers, and internal teams to ensure timely renewal processing and solidify account retention.

This role offers opportunities to identify cross-sell options, support portfolio development, and stay abreast of industry trends.

Qualifications

• Bachelor’s degree in a related field or relevant professional experience.

Responsibilities

• Assist in reviewing and analyzing personal insurance renewal submissions, including exposure data, loss runs, financial information, and inspections.
• Prepare preliminary assessments, pricing indications, and coverage recommendations for underwriter review.
• Ensure all required documentation is complete, accurate, and compliant with underwriting guidelines.
• Utilize underwriting tools, rating systems, and internal models to support risk evaluations.
• Help manage a renewal portfolio by tracking deadlines, maintaining documentation, and supporting timely policy issuance.
• Communicate with brokers to gather missing information and clarify application details.
• Support underwriters in negotiating renewal terms by preparing data summaries, comparisons, and draft proposals.
• Review renewal accounts for potential cross-sell opportunities based on exposure changes, coverage gaps, or business needs.
• Coordinate with senior underwriters and product specialists to evaluate feasibility and pricing for additional lines of coverage.
• Communicate potential cross-sell options to brokers in collaboration with the underwriting team.
• Track cross-sell activity and outcomes as part of portfolio development efforts.
• Maintain accurate and timely data in underwriting and policy systems.
• Ensure adherence to regulatory requirements, internal controls, and company underwriting standards.
• Organize and document underwriting decisions, communications, and account notes clearly and consistently.
• Partner with underwriting, actuarial, claims, finance, and loss control teams to support informed renewal decisions.
• Participate in training programs, job shadowing, and development activities to expand underwriting skills.
• Stay informed on industry trends and emerging risks relevant to personal renewal underwriting.

Skills

Analytical thinking

Attention to detail

Communication skills

Broker relationships

Time management

Microsoft Office

Education

Bachelor’s degree in Business, Finance, Risk Management, Economics, or related field

Tools

Underwriting tools

Rating systems

Microsoft Office

Job description

Burns & Wilcox, a leading wholesale insurance broker, seeks a Senior Associate Personal Insurance Underwriter to evaluate renewal accounts, analyze risk information, and prepare underwriting recommendations. You will work with underwriters, brokers, and internal teams to ensure timely renewal processing and solidify account retention.

This role offers opportunities to identify cross-sell options, support portfolio development, and stay abreast of industry trends.