Senior Associate, Mortgage & Real Estate Closing & Servicing

Lincoln Financial Group; Charlotte, Northern (NC, KY); On-site; USD 90,000 - 120,000; Full time

Job summary

Lincoln Financial Group in Charlotte, NC is seeking an experienced professional to support the closing and servicing of commercial mortgage loans. The role focuses on coordinating timelines, risk assessment, and ensuring all closing documents and due diligence are accurate and complete.

The candidate will interact with internal teams and external partners, maintaining strict adherence to deadlines while managing multiple transactions in a fast-paced environment.

Qualifications

• 4 Year/Bachelor's degree or equivalent work experience (4 years of experience in lieu of Bachelor's) - Minimum Required

Responsibilities

• Interfacing with internal and external stakeholders to ensure loans are closed timely.
• Managing and communicating transaction timelines to verify deadlines are met.
• Identifying legal and business risks associated with each mortgage loan investment being closed.
• Performing pre- and post-closing functions including managing closing checklist and receipt of all required documents.
• Reviewing loan documentation, third party due diligence reports, title, survey, and insurance documentation for compliance.
• Transmitting loan information to servicing, asset management, accounting, and other departments as necessary.
• Reviewing loan settlement statements for accuracy and updating internal systems.

Skills

Mortgage loans

Real estate law

Closing documents

Problem solving

Communication

Time management

Education

Bachelor's degree or equivalent

4 years of experience in lieu of Bachelor's

Tools

Microsoft Copilot

Claude

Job description

Be Aware of Fraudulent Recruiting Activities: Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.

Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview. Please contact Lincoln's fraud team [e-mail] if you encounter a recruiter or see a job opportunity that seems suspicious.

Select how often (in days) to receive an alert:

Alternate Locations: Charlotte, NC (North Carolina); Greensboro, NC (North Carolina)

Work Arrangement:

In Office : Employees willworkin a Lincoln office with a designated workspace.

Relocation assistance:is not available for this opportunity.

Requisition #:76586

The Role at a Glance

What you'll be doing

• Interfacing with internal and external stakeholders, including production officers, production analysts, correspondents, borrowers, in-house counsel, outside counsel, title companies, accounting, treasury, servicing, portfolio management, and asset management personnel proactively to ensure loans are closed timely.
• Managing and communicating transaction timelines to internal and external partners to verify all appropriate deadlines are met.
• Identifying the legal and business risks associated with each mortgage loan investment being closed.
• Performing pre-and post-closing functions including managing closing checklist to ensure completion and receipt of all required documents to review and close the loan.
• Reviewing loan documentation, third party due diligence reports, title, survey, and insurance documentation for compliance with Lincoln’s requirements.
• Transmitting loan information and documentation to servicing, asset management, accounting, and other departments, as necessary.
• Reviewing loan settlement statements prepared by the escrow agent for accuracy.
• Updating internal systems to ensure that appropriate internal reporting data reflects current information for the transaction.
• Keeping management, deal team, borrower, and other parties informed of potential problems or delays and makes recommendations.
• Working on projects and team initiatives as requested.

What we’re looking for

• 4 Year/Bachelor's degree or equivalent work experience (4 years of experience in lieu of Bachelor's) - Minimum Required
• 3-5+ Years’ experience in commercial mortgage loans that aligns with the specific responsibilities for this position.
• Able to work a minimum of 40 hours per week, with four (4) days in the office.
• Working knowledge of real estate law: Fee simple and leasehold estates; Foreclosures; Understanding subordinated interests.
• Working knowledge of mortgage loan document types required for closing and servicing of loans.
• Working knowledge of required insurance Acord forms and policies needed for closing.
• Working knowledge of title insurance and UCC financing statements.
• Critical thinking skills.
• Must be detail oriented.
• Strong organizational skills with the ability to manage multiple transactions and work independently in a time-sensitive environment where meeting established deadlines is critical.
• Strong interpersonal/customer service skills with the ability to create/build and maintain relationships with internal and external stakeholders.
• Excellent written and verbal communication skills.
• Working knowledge of Microsoft Office Suite (Teams, Word, Excel, PowerPoint and Outlook).
• Experience with AI platforms (e.g., Microsoft Copilot, Claude, etc.) is preferred.
• Experience in closing and/or servicing of bridge, construction and/or mezzanine financing is preferred.

Application Deadline

Applications for this position will be accepted through October 8th, 2026 subject to earlier closure due to applicant volume.

What’s it like to work here?

At Lincoln Financial, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.

What’s in it for you:

Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values andleadership attributes

Leadership development and virtual training opportunities

Free financial counseling, health coaching and employee assistance program

Tuition assistance program

Work arrangements that work for you

Effective productivity/technology tools and training

About The Company

Lincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. We focus on identifying a clear path to financial security, with products including annuities, life insurance, group protection, and retirement plan services.

With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach.

Lincoln Financial Distributors, a broker-dealer, is the wholesale distribution organization of Lincoln Financial. Lincoln Financial is the marketing name for Lincoln Financial Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Lincoln Financial affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice.

Lincoln is committed to creating an inclusive environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

Be Aware of Fraudulent Recruiting Activities

Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.

Additional Information

This position may be subject to Lincoln’s Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln’s current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.

Any unsolicited resumes or candidate profiles submitted through our web site or to personal e‑mail accounts of employees of Lincoln Financial are considered property of Lincoln Financial and are not subject to payment of agency fees.

Lincoln Financial (\"Lincoln\" or \"the Company\") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex, age, national origin or disability. Opportunities throughout Lincoln are available to employees and applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling [phone].

This Employer Participates in E-Verify. See the E-Verify notices.