Associate Director, CRE Debt Investments

Lincoln Financial Group; Charlotte (NC); On-site; USD 150,000 - 220,000; Full time

Benefits offered by this job

Tuition assistance

Financial counseling

Health coaching

Employee assistance program

Leadership training

Job summary

Lincoln Financial invites an experienced CRE debt professional to join our Loan Production Team as Associate Director, CRE Debt Investments. In this role you will help originate about $2 billion annually and contribute to the ongoing management of a $17 billion portfolio across the United States.

The ideal candidate will advance origination, perform credit analysis, develop new relationships with correspondent mortgage bankers, and lead due diligence, term sheets, and closing processes with

Qualifications

• 4 Year/Bachelor's degree or equivalent work experience (4 years of experience in lieu of Bachelor's) - Minimum Required
• 3-5+ Years’ experience required in commercial real estate finance and/or commercial real estate investment and analysis that aligns with the specific responsibilities for this position.
• Experience analyzing asset lending transactions.
• Knowledge of commercial real estate principles and valuation methods.
• Knowledge of national commercial real estate and mortgage markets and macro-economic trends that affect those markets.
• Ability to understand and evaluate real estate financial statements.
• Knowledge of real estate legal concepts and understanding of loan documents.
• Proficiency with Microsoft Excel and PowerPoint
• Experience with Costar and Argus preferred.
• Advanced degrees and/or certifications strongly preferred.

Responsibilities

• Support Managing Directors in business development through correspondent relationships and new transactions for assigned territory; actively manage and develop relationships with correspondent mortgage bankers. Manage transactions from origination through closing.
• Underwrite new commercial real estate loan investment opportunities providing analysis and recommendations to the Managing Directors.
• Draft term sheets, application/commitment letters, and other transaction related documents for review by senior team members.
• Complete due diligence analysis including review of leases, rent rolls, third party reports, estoppels, and other business-related matters.
• Work with senior team members and legal counsel in the negotiation of loan terms and documentation.
• Prepare investment committee memos working collaboratively with senior team members, while leading the due diligence process for loans in the application stage.
• Serve as business liaison throughout the loan closing process working with appropriate internal/external stakeholders to effectuate a timely closing.
• Act as a resource in the training and mentoring of junior team members.
• Travel for due diligence and business development trips.
• Perform quarterly reviews, including operating statements and leasing updates, for existing loans.
• Additional investment support may include real estate equity and credit fund investments.
• Handle special servicing requests as requested.

Skills

CRE Finance

Asset Lending

Excel

PowerPoint

Costar

Argus

Real Estate Valuation

Negotiation

Education

Bachelor's degree or equivalent

Advanced degrees preferred

Tools

Costar

Argus

Job description

Associate Director, CRE Debt Investments

Alternate Locations: Charlotte, NC (North Carolina); Greensboro, NC (North Carolina)

Work Arrangement:

In Office : Employees will work in a Lincoln office with a designated workspace.

Relocation assistance:is not available for this opportunity.

Requisition #:76608

The Role at a Glance

In this position, within the Loan Production Team, you will provide experienced support in the annual origination of $2 billion of commercial mortgage investments throughout the United States. Additional responsibilities involve the ongoing management of the $17 billion commercial mortgage portfolio. The ideal candidate is looking for increased origination responsibilities including credit analysis and business development.

What you’ll be doing

• Support Managing Directors in business development through correspondent relationships and new transactions for assigned territory; actively manage and develop relationships with correspondent mortgage bankers. Manage transactions from origination through closing.
• Underwrite new commercial real estate loan investment opportunities providing analysis and recommendations to the Managing Directors.
• Draft term sheets, application/commitment letters, and other transaction related documents for review by senior team members.
• Complete due diligence analysis including review of leases, rent rolls, third party reports, estoppels, and other business-related matters.
• Work with senior team members and legal counsel in the negotiation of loan terms and documentation.
• Prepare investment committee memos working collaboratively with senior team members, while leading the due diligence process for loans in the application stage.
• Serve as business liaison throughout the loan closing process working with appropriate internal/external stakeholders to effectuate a timely closing.
• Act as a resource in the training and mentoring of junior team members.
• Travel for due diligence and business development trips.
• Perform quarterly reviews, including operating statements and leasing updates, for existing loans.
• Additional investment support may include real estate equity and credit fund investments.
• Handle special servicing requests as requested.

What we’re looking for

• 4 Year/Bachelor's degree or equivalent work experience (4 years of experience in lieu of Bachelor's) - Minimum Required
• 3-5+ Years’ experience required in commercial real estate finance and/or commercial real estate investment and analysis that aligns with the specific responsibilities for this position.
• Experience analyzing asset lending transactions.
• Knowledge of commercial real estate principles and valuation methods.
• Knowledge of national commercial real estate and mortgage markets and macro-economic trends that affect those markets.
• Ability to understand and evaluate real estate financial statements.
• Knowledge of real estate legal concepts and understanding of loan documents.
• Proficiency with Microsoft Excel and PowerPoint
• Experience with Costar and Argus preferred.
• Advanced degrees and/or certifications strongly preferred.

Application Deadline

Applications for this position will be accepted through November 11th, 2026 subject to earlier closure due to applicant volume.

What’s it like to work here?

At Lincoln Financial, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.

What’s in it for you:

Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values andleadership attributes

Leadership development and virtual training opportunities

Free financial counseling, health coaching and employee assistance program

Tuition assistance program

Work arrangements that work for you

Effective productivity/technology tools and training

About The Company

Lincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. We focus on identifying a clear path to financial security, with products including annuities, life insurance, group protection, and retirement plan services.

With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach.

Lincoln Financial Distributors, a broker-dealer, is the wholesale distribution organization of Lincoln Financial. Lincoln Financial is the marketing name for Lincoln Financial Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Lincoln Financial affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice.

Lincoln is committed to creating an inclusive environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

Additional Information

This position may be subject to Lincoln’s Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln’s current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.

Any unsolicited resumes or candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial are considered property of Lincoln Financial and are not subject to payment of agency fees.

Lincoln Financial (\"Lincoln\" or \"the Company\") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex, age, national origin or disability. Opportunities throughout Lincoln are available to employees and applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling [phone].

This Employer Participates in E-Verify. See the E-Verify notices.