Senior Associate, Mortgage & Real Estate Closing & Servicing

Lincoln Financial; Charlotte (NC); Hybrid; USD 95,000 - 140,000; Full time

Benefits offered by this job

PTO/Parental leave

Competitive 401K

Tuition assistance

Employee benefits

Career development opportunities

Job summary

Lincoln Financial is seeking a Senior Associate for the Commercial Mortgage and Real Estate Investments team in Charlotte or Greensboro. The role supports closing and servicing of a multi-billion portfolio, with 4 days in the office and a Friday remote option.

You will handle title/survey issues, loan documentation, and leases while collaborating with cross-functional teams. Ideal candidates have 4+ years of commercial mortgage experience, strong real estate knowledge, and proficiency in MS

Qualifications

• Bachelor's degree or equivalent work experience required.
• 4+ years in commercial mortgage loans or related field.
• 4 days in office per week, 40 hours minimum.
• Knowledge of real estate law, mortgage documents, title/insurance.
• Proficiency with MS Office; AI platforms preferred.
• Strong analytical, detail orientation and organization.

Responsibilities

• Interface with internal/external stakeholders to close loans timely.
• Manage and communicate transaction timelines with partners.
• Identify legal and business risks in each mortgage loan investment.
• Perform pre/post-closing functions and review documents.
• Review loan docs, third-party due diligence, title, survey, insurance.
• Transmit loan information to servicing, asset management, accounting.
• Review settlement statements for accuracy.
• Update internal systems for reporting data.
• Inform management of potential problems and delays.
• Contribute to projects and team initiatives.

Skills

Detail oriented

Strong organizational skills

Excellent written/verbal communication

Interpersonal/customer service

Problem solving

AI platforms experience

Team collaboration

Education

Bachelor's degree or equivalent

Tools

Microsoft Office Suite

Job description

Alternate Locations:

Charlotte, NC (North Carolina); Greensboro, NC (North Carolina)

Work Arrangement:

In Office : Employees willworkin a Lincoln office with a designated workspace.

Relocation assistance:

is not available for this opportunity.

Requisition #:

76586

The Role at a Glance

We are looking to add a Senior Associate to the Commercial Mortgage and Real Estate Investments team to work in the Charlotte or Greensboro office 4 days per week with an option to work remotely on Fridays. In this position, you will provide experienced support as part of the Closing and Servicing team in the annual closing of $2.5+ billion of commercial mortgage investments. As the ideal candidate, you will grow your responsibilities with title/survey issues, commercial loan documentation and leases, and will support a team that manages a $16+ billion commercial mortgage loan portfolio.

What You'll Be Doing

• Interfacing with internal and external stakeholders, including production officers, production analysts, correspondents, borrowers, in-house counsel, outside counsel, title companies, accounting, treasury, servicing, portfolio management, and asset management personnel proactively to ensure loans are closed timely.
• Managing and communicating transaction timelines to internal and external partners to verify all appropriate deadlines are met.
• Identifying the legal and business risks associated with each mortgage loan investment being closed.
• Performing pre-and post-closing functions including managing closing checklist to ensure completion and receipt of all required documents to review and close the loan.
• Reviewing loan documentation, third party due diligence reports, title, survey, and insurance documentation for compliance with Lincoln's requirements.
• Transmitting loan information and documentation to servicing, asset management, accounting, and other departments, as necessary.
• Reviewing loan settlement statements prepared by the escrow agent for accuracy.
• Updating internal systems to ensure that appropriate internal reporting data reflects current information for the transaction.
• Keeping management, deal team, borrower, and other parties informed of potential problems or delays and makes recommendations.
• Working on projects and team initiatives as requested.

What We’re Looking For

• 4 Year/Bachelor's degree or equivalent work experience (4 years of experience in lieu of Bachelor's) - Minimum Required
• 3-5+ Years’ experience in commercial mortgage loans that aligns with the specific responsibilities for this position.
• Able to work a minimum of 40 hours per week, with four (4) days in the office.
• Working knowledge of real estate law: Fee simple and leasehold estates; Foreclosures; Understanding subordinated interests.
• Working knowledge of mortgage loan document types required for closing and servicing of loans.
• Working knowledge of required insurance Acord forms and policies needed for closing.
• Working knowledge of title insurance and UCC financing statements.
• Critical thinking skills.
• Must be detail oriented.
• Strong organizational skills with the ability to manage multiple transactions and work independently in a time-sensitive environment where meeting established deadlines is critical.
• Strong interpersonal/customer service skills with the ability to create/build and maintain relationships with internal and external stakeholders.
• Excellent written and verbal communication skills.
• Working knowledge of Microsoft Office Suite (Teams, Word, Excel, PowerPoint and Outlook).
• Experience with AI platforms (e.g., Microsoft Copilot, Claude, etc.) is preferred.
• Experience in closing and/or servicing of bridge, construction and/or mezzanine financing is preferred.

Application Deadline

Applications for this position will be accepted through October 8th, 2026 subject to earlier closure due to applicant volume.

What’s it like to work here?

At Lincoln Financial, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.

What’s in it for you:

• Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values and leadership attributes
• Leadership development and virtual training opportunities
• PTO/parental leave
• Competitive 401K and employee benefits
• Free financial counseling, health coaching and employee assistance program
• Tuition assistance program
• Work arrangements that work for you
• Effective productivity/technology tools and training

About The Company

Lincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. We focus on identifying a clear path to financial security, with products including annuities, life insurance, group protection, and retirement plan services.

With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach.

Lincoln Financial Distributors, a broker-dealer, is the wholesale distribution organization of Lincoln Financial. Lincoln Financial is the marketing name for Lincoln Financial Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Lincoln Financial affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice.

Lincoln is committed to creating an inclusive environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

Follow us on Facebook, X, LinkedIn, Instagram, and YouTube. For the latest company news, visit our newsroom.

Be Aware of Fraudulent Recruiting Activities

If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.

Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview. Please contact Lincoln's fraud team at [e-mail] if you encounter a recruiter or see a job opportunity that seems suspicious.

Additional Information

This position may be subject to Lincoln's Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln’s current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.

Any unsolicited resumes or candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial are considered property of Lincoln Financial and are not subject to payment of agency fees.

Lincoln Financial ("Lincoln" or "the Company") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex, age, national origin or disability. Opportunities throughout Lincoln are available to employees and applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling [phone].

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