Senior Applied Scientist, Servicing AI (Remote)

OhioX; Northern (KY); Hybrid; USD 168,000 - 232,000; Full time

Benefits offered by this job

Health, dental, vision

401(k) with company match

Equity grants

ESPP

Paid time off

Remote-friendly

Job summary

Upstart is hiring a Senior Applied Scientist for the Servicing team. You will build predictive and causal models to improve loan servicing decisions, collaborating with Product, Engineering, and Operations to implement data-informed payment plans and autopay strategies.

The role emphasizes translating complex model outputs into practical actions, partnering across teams, and advancing data-driven servicing improvements in a remote, US-focused setting.

Qualifications

• Graduate degree in mathematics, statistics, or related field.
• Experience applying causal inference methods to real decisions.
• Production-quality coding in Python.

Responsibilities

• Develop and evaluate ML models predicting borrower repayment behavior.
• Apply causal inference to measure servicing interventions.
• Translate model outputs into actionable decision rules.

Skills

Causal inference

Experimentation

Applied statistics

Python programming

Data analysis

Communication

Education

Graduate degree in quantitative field

PhD (preferred)

Tools

Python

SQL

Job description

Upstart is hiring a Senior Applied Scientist for the Servicing team. You will build predictive and causal models to improve loan servicing decisions, collaborating with Product, Engineering, and Operations to implement data-informed payment plans and autopay strategies.

The role emphasizes translating complex model outputs into practical actions, partnering across teams, and advancing data-driven servicing improvements in a remote, US-focused setting.