Senior Analyst, Complex Financial Crimes (Remote)

Pathward; United States; Hybrid; USD 60,000 - 101,000; Full time

Benefits offered by this job

Health insurance

401(k) retirement benefits

Life insurance

Disability benefits

Paid time off

Job summary

Pathward is seeking a Senior Analyst, Complex Investigations to lead high‑risk financial crime investigations across AML, Sanctions, and Fraud. The role requires independent case execution, defensible SAR narratives, and regulator-ready documentation while acting as a coach to junior analysts.

You will collaborate with AML, Fraud, Sanctions, Compliance, Legal, and Tech partners, ensuring adherence to enterprise standards and regulatory expectations.

Qualifications

• Bachelor’s degree required (Finance, Criminal Justice, Accounting, Business, or related field).
• CAMS or equivalent AML certification strongly preferred; advanced certifications (CFE, CFCS) a plus.

Responsibilities

• Independently conduct complex and high-risk investigations across products and customer types, including multi-account, multi-entity, and cross-product matters.
• Handle repeat SAR subjects, continuing activity reviews, and examiner-referred matters in line with escalation criteria.
• Analyze transactional, KYC/CDD, and open-source information to reach sound, defensible investigative conclusions.
• Identify and elevate systemic or thematic risks, unusual typologies, and potential control gaps from casework to leadership.

Education

Bachelor’s degree

CAMS certification

Advanced certifications (CFE, CFCS)

Tools

Actimize

FCRM

Bridger

Job description

Pathward is seeking a Senior Analyst, Complex Investigations to lead high‑risk financial crime investigations across AML, Sanctions, and Fraud. The role requires independent case execution, defensible SAR narratives, and regulator-ready documentation while acting as a coach to junior analysts.

You will collaborate with AML, Fraud, Sanctions, Compliance, Legal, and Tech partners, ensuring adherence to enterprise standards and regulatory expectations.