Senior AML Investigator — Remote (US)

Mercury.com; New York (NY); On-site; USD 122,000 - 152,000; Full time

Benefits offered by this job

Equity

Benefits

Job summary

Mercury is building a complete finance stack for startups and is hiring an AML Risk Investigator in the US. You will handle bank partner RFIs, transaction monitoring, and financial crime investigations, ensuring risk-based controls while preserving user experience.

You will learn a wide range of business models, managing multiple investigations with precision and attention to detail. The role blends hands-on reviewing with process improvement and collaboration across teams.

Qualifications

• Experience identifying money laundering, detecting fraud, or other financial crimes in banking, fintech, or related services.
• Fluent in bank transactions language (ACH, checks, debit/credit, wires), domestic and international.
• Familiarity with international activity and ownership structures in business banking.
• Strong written and verbal communication; able to explain complex concepts clearly.
• Empathetic, user-focused communication with a problem-solving mindset.

Responsibilities

• Provide input on new transaction monitoring rules and tuning existing ones.
• Review AML and other financial crime alerts in the monitoring queue and act as needed.
• Contact users for information on account activity and transactions.
• Investigate RFIs from partner banks and deliver clear AML reviews.
• Elevate unusual activity and document findings for SAR consideration.

Skills

Fraud detection

AML investigations

Banking terminology

Attention to detail

Communication skills

Education

Bachelor's degree in a related field

Job description

Mercury is building a complete finance stack for startups and is hiring an AML Risk Investigator in the US. You will handle bank partner RFIs, transaction monitoring, and financial crime investigations, ensuring risk-based controls while preserving user experience.

You will learn a wide range of business models, managing multiple investigations with precision and attention to detail. The role blends hands-on reviewing with process improvement and collaboration across teams.