Senior AML & Cross-Border Compliance Lead

FastXE; United States; On-site; USD 140,000 - 230,000; Full time

Job summary

FastXE is seeking an experienced Senior Compliance Officer to lead AML/CFT and sanctions compliance across the United States and Canada. This role is hands-on and high-impact within a B2B cross-border payments fintech, offering ownership of regulatory compliance across two jurisdictions and direct interaction with senior management, the Board, regulators and banking partners.

The ideal candidate will have proven BSA/AML experience in an MSB or fintech environment, with practical crypto

Qualifications

• 2–5 years of hands-on BSA/AML compliance experience within an MSB or fintech business.
• Mandatory hands-on crypto or virtual asset compliance experience.
• Strong working knowledge of the Bank Secrecy Act (BSA), FinCEN regulations and OFAC sanctions requirements.
• Practical experience with SAR and CTR filings, transaction monitoring and sanctions screening.
• Experience preparing for or managing regulatory examinations or independent AML reviews.
• Experience with state-licensed money transmitters or MSBs, ideally including the Wyoming Division of Banking.
• Working knowledge of Canadian AML requirements, including the PCMLTFA and FINTRAC guidance.
• A relevant professional certification, such as CAMS, CRCM or an equivalent qualification.
• Experience with compliance technology, such as Sumsub or similar KYC and monitoring platforms.
• Experience managing a compliance programme spanning both the US and Canada.

Responsibilities

• Own and maintain the US BSA/AML and OFAC sanctions programmes, alongside the Canadian PCMLTFA compliance programme.
• Maintain the enterprise-wide AML risk assessment and ensure policies and controls evolve with the business.
• Assess new products, payment corridors and partnerships for regulatory and financial crime risks.
• Oversee KYC, KYB, enhanced due diligence and beneficial ownership checks.
• Manage transaction monitoring, sanctions screening, alert escalation and control effectiveness.
• Lead investigations into suspicious activity and make decisions on SAR and STR filings.
• Ensure regulatory reports, including CTRs and other prescribed filings, are completed accurately and on time.
• Manage FinCEN MSB registration, applicable US state money transmitter licensing and NMLS filings.
• Act as the primary contact for regulators, examinations, banking partners and payment providers.
• Coordinate independent AML reviews and effectiveness assessments, ensuring findings are addressed promptly.
• Deliver compliance reporting to senior management and the Board.
• Own the AML/CFT training programme and keep pace with regulatory developments.
• Maintain effective relationships with regulators and banking partners while ensuring compliance remains independent of commercial objectives.

Skills

BSA/AML compliance

Crypto/virtual asset compliance

OFAC sanctions knowledge

KYC/KYB processes

Regulatory examinations experience

MSB licensing knowledge

Canadian AML requirements

Compliance technology (KYC)

Cross-border regulatory programme

Regulatory reporting

Tools

Sumsub

Job description

FastXE is seeking an experienced Senior Compliance Officer to lead AML/CFT and sanctions compliance across the United States and Canada. This role is hands-on and high-impact within a B2B cross-border payments fintech, offering ownership of regulatory compliance across two jurisdictions and direct interaction with senior management, the Board, regulators and banking partners.

The ideal candidate will have proven BSA/AML experience in an MSB or fintech environment, with practical crypto