Senior AI Scientist- Credit Karma

Intuit, Inc.; Oakland (CA); On-site; USD 180,000 - 244,000; Full time

Benefits offered by this job

Cash bonus

Equity rewards

Benefits

Job summary

Intuit Credit Karma is seeking a Senior AI Scientist to lead the evolution of our financial recommendation engines. You will architect how we understand, predict, and act on member intent, delivering timely, personalized recommendations across credit cards, loans, and other financial products.

Collaborate with engineering, product, marketing, finance, and analytics to define metrics, build scalable models, and translate AI concepts into business value.

Qualifications

• MS in a quantitative field.
• 5+ years of production ML experience in consumer tech, fintech, or e-commerce.
• Expert Python and SQL, with modern ML/DL frameworks.
• Experience with ranking, retrieval and multi-stage recommendation architectures.
• Ability to explain AI concepts to non-technical stakeholders and link to business outcomes.

Responsibilities

• Lead the development of large-scale models predicting when members need recommendations across financial verticals.
• Build recommendation logic balancing immediate revenue with long-term member value.
• Collaborate with partner teams to define metrics covering revenue, engagement and user experience.
• Represent Data Science in cross-functional reviews and translate technical topics to business partners.
• Work on Deep Learning, Reinforcement Learning, GenAI for Personal Finance products.

Skills

Python

SQL

Machine Learning

Cross-functional collaboration

communicating with stakeholders

Education

MS in Computer Science or related quantitative discipline

Tools

TensorFlow

PyTorch

scikit-learn

Job description

Intuit Credit Karma is looking for a Senior AI Scientist to lead the evolution of our financial recommendation engines. In this role, you will be the technical architect behind how we understand, predict, and act on member intent. You will move beyond simple click-prediction to build a holistic map of the member’s financial journey, ensuring that every recommendation—from credit cards to home loans is perfectly timed and deeply personalized. As such, this role is highly cross‑functional and requires tight partnerships with a wide range of functions – including engineering, product, marketing, finance and analytics.

We are seeking a Senior AI Scientist to drive innovation in the development and application of data science techniques that power the most relevant financial products including and actionable recommendations at Credit Karma. This role is ideal for someone who combines strong machine learning skills with business acumen and cross‑functional collaboration.

Responsibilities

• Lead the development of large-scale models that predict not just what a member needs, but when they need it across multiple financial verticals
• Build recommendation logic that balances immediate revenue with long‑term member trust and lifetime value
• Collaborate closely with partner teams to define metrics that quantify various aspects of our business, including but not limited to revenue, engagement, user experience, etc.
• Represent Data Science in cross functional meetings and reviews. Be able to translate difficult technical subject matter to business partners
• You will solve challenges ranging from Deep Learning and Reinforcement Learning to recommendation and GenAI for Personal Finance Products
• You will be part of a highly impactful team, who are working on large scale projects that directly impact the business and members
• We value scientists who act like owners—identifying problems, proposing solutions, and seeing them through to production

Qualifications

• MS in Computer Science, Mathematics, Statistics, Physics or a related quantitative discipline
• 5+ years of experience building and deploying machine learning models in a production environment (ideally in consumer tech, fintech, or e-commerce)
• Expert proficiency in Python and SQL, with deep experience in modern ML/DL frameworks
• Experience with ranking, retrieval, and multi‑stage recommendation architectures.
• Proven ability to explain complex AI concepts to non‑technical stakeholders and link model performance to business outcomes.

Preferred Qualifications

• Experience with driving monetization, member engagement, longer term member value through AI
• Experience working on large scale AI systems with applications across machine learning and generative AI, AI infrastructure, data foundation, and self‑serve analytics through DS methods
• Experience in an 'Ads' or 'Marketplace' environment where you manage trade‑offs between different product categories.
• Ability to balance fast paced environments at a large scale company

Intuit provides a competitive compensation package with a strong pay for performance rewards approach. This position may be eligible for a cash bonus, equity rewards and benefits, in accordance with our applicable plans and programs (see more about our compensation and benefits at Intuit®: Careers | Benefits). Pay offered is based on factors such as job-related knowledge, skills, experience, and work location. To drive ongoing fair pay for employees, Intuit conducts regular comparisons across categories of ethnicity and gender.

The expected base pay range for this position is:
Oakland $180,000 - $243,500
Mountain View, CA $180,000- $243,500