Senior AI-Powered FinTech Systems Engineer

RiseMe; San Francisco (CA, WA); On-site; USD 210,000 - 270,000; Full time

Benefits offered by this job

Equity

Benefits

Job summary

Rippling is seeking a Senior Software Engineer to help embed AI into core financial products and infrastructure. You will design backend systems for complex workflows, build AI-enabled capabilities, and ensure deterministic execution with strong auditability and reliability.

This role emphasizes ownership, collaboration across teams, and practical AI in production. The team focuses on data ingestion, reconciliation, validation, and operational review, with a commitment to secure, scalable

Qualifications

• Strong software engineering fundamentals and experience building production systems at meaningful scale.
• Experience designing backend systems, data models, APIs, workflows, or platform infrastructure for complex business domains.
• Strong judgment around reliability, correctness, edge cases, and operational risk.
• Interest in applied AI, LLMs, agents, evals, retrieval, structured extraction, or AI-assisted workflows.
• Ability to reason clearly about where AI should be used, where deterministic systems should take over, and how to build guardrails around model-driven workflows.
• Product sense and comfort operating in ambiguous problem spaces where the right answer is not obvious upfront.
• Ability to partner with product managers, domain experts, operations teams, and engineers to turn messy real-world workflows into simple, scalable software.
• A high-ownership mindset: you can take a problem from vague customer pain through architecture, implementation, rollout, measurement, and iteration.

Responsibilities

• Build AI-powered product capabilities for complex financial workflows such as onboarding, data ingestion, reconciliation, validation, exception handling, and operational review.
• Design systems that combine model-driven reasoning with deterministic financial execution.
• Build workflows that trace financial values back to source evidence, surface unresolved gaps, and prevent downstream execution when validation fails.
• Create ingestion and normalization systems that can handle messy exports, historical records, customer-provided files, and inconsistent provider formats.
• Develop evals, testing harnesses, observability, and feedback loops to measure AI quality in workflows where “almost always right” is not good enough.
• Partner closely with product, design, operations, compliance, and platform teams to identify high-impact AI opportunities and turn them into reliable product capabilities.
• Work through ambiguous product areas, prototype quickly, and scale successful solutions into reusable product and platform primitives.
• Help set the engineering bar for correctness, auditability, security, reliability, and production safety in AI-enabled and new AI native financial products.

Job description

Rippling is seeking a Senior Software Engineer to help embed AI into core financial products and infrastructure. You will design backend systems for complex workflows, build AI-enabled capabilities, and ensure deterministic execution with strong auditability and reliability.

This role emphasizes ownership, collaboration across teams, and practical AI in production. The team focuses on data ingestion, reconciliation, validation, and operational review, with a commitment to secure, scalable