Senior Agribusiness Lending Officer

First South Farm Credit; Birmingham (AL); On-site; USD 70,000 - 110,000; Full time

Job summary

First South Farm Credit is seeking an experienced agricultural lending professional to serve present and prospective members with credit and related services. The role involves analyzing borrower data, evaluating risk, and recommending terms within district policies.

The position may train and guide less experienced loan officers. Key tasks include developing new business, expanding relationships, and maintaining portfolio quality while ensuring competitive pricing and compliance.

Qualifications

• Education and/or experience equivalent to a Bachelor's degree in Business Administration, Agriculture, Economics or Finance.
• Three+ years or related agricultural lending experience.
• Demonstrated computer proficiency with financial databases and spreadsheets.
• Excellent written and verbal communication with diplomacy and tact.

Responsibilities

• Develops new business by pursuing new customers and by being an active community member.
• Expands existing relationships by matching bank products to customer needs.
• Interviews applicants and analyzes credit data per guidelines.
• Determines credit risk and makes timely, accurate decisions.
• Establishes and renegotiates credit terms as needed.
• Inspects collateral and communicates decisions to applicants.
• Manages loans in portfolio and monitors progress.

Skills

Credit analysis

Financial software

Communication skills

Agriculture knowledge

Education

Bachelor's degree in Business Administration/Agriculture/Economics or Finance

Tools

Financial databases

Spreadsheet software (Excel)

Job description

First South Farm Credit is seeking an experienced agricultural lending professional to serve present and prospective members with credit and related services. The role involves analyzing borrower data, evaluating risk, and recommending terms within district policies.

The position may train and guide less experienced loan officers. Key tasks include developing new business, expanding relationships, and maintaining portfolio quality while ensuring competitive pricing and compliance.