Senior Actuary, Inforce Management — AI-Driven Life & Annuities

Pacific Life; Newport Beach (CA); Hybrid; USD 168,000 - 205,000; Full time

Benefits offered by this job

Relocation assistance

Medical, dental, vision benefits

Wellbeing reimbursement account

Paid time off

Holiday schedules

Parental leave

Adoption assistance

401k with company match

Job summary

Pacific Life seeks a Senior Actuary to join Inforce Management, Consumer Markets Division. The role is on-site four days a week with one remote day, supporting life and annuity inforce initiatives across multiple offices.

You will analyze profitability, develop forecasts, run experience studies, stress tests, and guide senior leaders with actionable recommendations. Collaboration with Finance, Product, Valuation, and Risk Management is required, with leadership responsibilities.

Qualifications

• FSA designation and 8+ years of actuarial experience in life insurance, annuities, valuation, pricing, forecasting, risk management, or related areas.
• Strong analytical, modeling, problem-solving, and financial management skills.
• Ability to translate technical analysis into clear business implications and recommendations.
• Strong written, verbal, and cross-functional communication skills.
• Preferred experience in life/annuity inforce management, pricing, profitability analysis, forecasting, experience studies, or stress testing.
• Knowledge of GAAP, Statutory, and economic frameworks.
• Project leadership and influence across multiple stakeholders.

Responsibilities

• Analyze business performance, profitability drivers, earnings trends, and emerging risks.
• Develop forecasts, projections, sensitivities, scenarios, and stress testing analyses.
• Perform experience studies and support actuarial assumption development, monitoring, and governance.
• Identify actions to improve profitability, capital efficiency, risk management, and inforce value.
• Assess financial impact of market, regulatory, product, and assumption changes.
• Partner with Finance, Product, Valuation, Risk Management, Investments, Reinsurance, and other teams to drive results.
• Communicate complex findings and recommendations to business leaders and senior management.
• Support strategic initiatives and enhance actuarial models and processes.
• Advance inforce management through AI, automation, and advanced analytics.

Skills

Analytical skills

Modeling skills

Problem-solving

Financial management

Communication skills

Education

FSA designation

Job description

Pacific Life seeks a Senior Actuary to join Inforce Management, Consumer Markets Division. The role is on-site four days a week with one remote day, supporting life and annuity inforce initiatives across multiple offices.

You will analyze profitability, develop forecasts, run experience studies, stress tests, and guide senior leaders with actionable recommendations. Collaboration with Finance, Product, Valuation, and Risk Management is required, with leadership responsibilities.