Senior Accountant

Monarch Money; United States; Remote; USD 70,000 - 100,000; Full time

Job summary

Monarch Money is seeking a Senior Accountant to enhance our accounting function as we scale. This fully remote role offers the chance to build modern processes and contribute to our financial team's development while enjoying competitive benefits and work-life balance.

Benefits

Unlimited PTO

3 day weekend every month

Competitive cash and equity compensation

Stipend for ideal working environment

Remote working flexibility

Medical, dental and vision benefits

401k plan options

Qualifications

• 3-6 years of progressive accounting experience.
• Strong knowledge of U.S. GAAP.
• Background in Big Four accounting or high-growth startups.

Responsibilities

• Support the transition of accounting operations from outsourced to in-house.
• Own core parts of the monthly and quarterly close.
• Partner with FP&A on variance analysis and reporting deliverables.

Skills

Technical accounting skills

Detail-oriented

Excellent communication

Collaboration abilities

Education

CPA preferred

Job description

About Us:

Monarch is a powerful, all-in-one personal finance platform designed to help make the complexity of finances feel simple again. Since launching in 2021, we’ve become the top-recommended personal finance app by users and experts. Our goal? To take the stress out of finances so our members can focus on what truly matters.

We are a team of do-ers led by experienced entrepreneurs who are passionate about helping our members reach their financial goals. We are hyper focused on building a product people love and continuing to evolve based on user feedback.

As a fully remote company (even before COVID!), we welcome applicants from almost anywhere. Our team collaborates synchronously mostly from 9 AM – 2 PM PT and embraces asynchronous work to stay connected across time zones.

Join us on our mission to transform lives by simplifying money, together.

The Role:

We’re looking for a highly motivated and detail-oriented Senior Accountant to help bring our accounting function in-house as we scale. This is a unique opportunity to be a foundational member of our internal accounting team and contribute to building modern, scalable processes from the ground up.

You’ll work closely with our outsourced accounting partner to understand and document current practices, then support the transition of responsibilities to our internal team — with an eye toward improving and automating processes, reducing close time, and building a best in class accounting function. You'll play a key role in the monthly close and contribute across tax, audit, and cross-functional financial operations.

You’ll also be joining at a pivotal moment: our Controller (to whom this role reports) will be going on parental leave shortly after your expected start date, so you'll have the chance to ramp up quickly, take on meaningful ownership, and make an immediate impact while being supported by the broader Finance team. This is a high-impact role with visibility and responsibility from day one.

What You’ll Do:

• Support the transition of accounting operations from outsourced to in-house

• Own core parts of the monthly and quarterly close, including journal entries, reconciliations, and reporting

• Maintain and refine the general ledger, ensuring accuracy and compliance with U.S. GAAP

• Partner with FP&A on variance analysis, accruals, and reporting deliverables

• Support audit preparation and interface with external auditors and tax advisors

• Help identify and implement process improvements for greater efficiency and scale

• Collaborate cross-functionally with teams including FP&A, People Ops, and Engineering

What You'll Bring:

• 3-6 years of progressive accounting experience

• Strong technical accounting skills and working knowledge of U.S. GAAP

• Background in Big Four public accounting or high-growth startups is required; experience in both is strongly preferred.

• CPA preferred

• Self-starter who thrives in ambiguity and is excited to build from scratch

• Detail-oriented with strong organizational skills

• Excellent communication and collaboration abilities

• Mission-driven and eager to make a meaningful impact

Typical Process:

• Recruiter Video Call

• Hiring Manager Video Call

• Stakeholder Interview

• Take Home Assignment

• Final Round Interview

• Reference Checks

• Offer!

Benefits:

• Work wherever you want! As a fully remote company with no central office, we want you to work wherever you are happiest and most productive. Whether that’s out of your home, a co-working space, or elsewhere.

• Competitive cash and equity compensation in a hyper growth, early stage company .

• Stipend to set-up your ideal working environment.

• Competitive Benefit Plans for employees based on your location (e.g. in the US we offer: Medical, dental and vision benefits and the ability to contribute to a 401k plan).

• Unlimited PTO.

• 3 day weekend every month! We take off the “First Friday” every month to focus on rest, recuperation, or just having fun!

We are an equal opportunity employer and value diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.