Senior Accountant

Caribou Financial; United States; Hybrid; USD 87,000 - 108,000; Full time

Benefits offered by this job

Equity options

401(k) retirement plan

Generous paid time off

Health, dental, and vision coverage

Mental health, disability, and life保险

Job summary

Caribou is seeking a Senior Accountant to own day-to-day GL activity, lead high-volume refinance loan transactions, and manage PPE analysis. The role reports to the Senior Manager, Accounting and focuses on building scalable processes while ensuring GAAP compliance.

Location options include remote or hybrid work from multiple states, with preference for in-office or hybrid in Denver, Chandler, or other eligible areas; CPA strongly preferred for immediate impact.

Qualifications

• Bachelor’s degree in Accounting required; CPA strongly preferred.
• 3-6 years experience in progressive accounting roles, preferably public accounting or fintech.
• Experience with modern accounting software; NetSuite preferred.
• Strong technical accounting knowledge with US GAAP; ability to document conclusions.
• Excellent attention to detail and discretion with confidential information.
• Excellent interpersonal and communication skills for cross-functional collaboration.
• Advanced Excel capabilities for large datasets; adaptability to changing priorities.

Responsibilities

• Ensure strict adherence to GAAP and accounting policies.
• Oversee high-volume daily refinance loan transactions and bank reconciliations.
• Own PPE analysis, capitalization entries, and schedule reconciliations.
• Lead onboarding for new lenders; ensure systems and approvals meet requirements.
• Drive month-end close workflows with complex journal entries and accruals.
• Perform monthly balance sheet and revenue reconciliations; tie out to GL.
• Support monthly financial reporting, variance analysis, and CPM reviews.
• Audit close procedures to accelerate reporting timelines.
• Collaborate to document and enforce GAAP-compliant processes and controls.
• Lead cross-department efficiency projects and support ad hoc analyses.

Skills

Bachelor's degree in Accounting

3-6 years accounting experience

US GAAP knowledge

Excel advanced

Strong communication

Education

CPA strongly preferred

Tools

NetSuite

Job description

About Caribou

At Caribou, we care about giving people financial freedom so they can focus on what’s most important to them. Today, less than two percent of Americans refinance their auto loans despite drastic increases in the cost of new and used cars. We see huge potential to help folks reduce their monthly auto payments and increase the predictability of those expenses over time. We do this by building technology to pair customers with credit unions, banks, and finance companies and by simplifying every step of the process. On average, our drivers save $162/month on their car loans while protecting their investment long term.

Caribou is led by leaders from the technology, automotive, and finance industries. We’re proud to be backed by a great team of investors, including QED Investors, Goldman Sachs, Moderne Ventures, Accomplice, Link Ventures, Motley Fool Ventures and others.

About the Role

Caribou is looking for a high-integrity, operational Senior Accountant who thrives in a fast-paced, high-growth environment. Reporting directly to the Senior Manager, Accounting, you will serve as foundational anchor on the Accounting team, taking direct ownership of day-to-day GL activity, while helping us build scalable accounting systems & business processes to support Caribou’s next phase of growth while hyper focused on the precision of our accounting records. This role will:

• Ensure strict adherence to GAAP and best in class accounting policies and procedures.

• Oversee high-volume daily refinance loan transactions and own daily bank reconciliations.

• Own end-to-end Property, Plant, and Equipment (PPE) analysis, capitalization journal entries, and schedule reconciliations.

• Lead accounting onboarding for new lenders, making sure systems, approval routing, and operational requirements are fully met before launch.

• Drive key month-end close workflows including preparing complex journal entries and accruals in accordance with pre-established deadlines.

• Perform monthly balance sheet account and revenue reconciliations ensuring clean tie outs to the general ledger.

• Support monthly financial reporting deliverables, variance analysis and period-over-period flux reviews against prior periods and budget.

• Continuously audit close procedures to eliminate bottlenecks, automate manual tasks, and accelerate reporting timelines.

• Collaborate with the broader Accounting team to establish, document and enforce GAAP-compliant business processes and internal controls.

• Lead cross-departmental efficiency projects, handle audit queries, and support ad hoc financial analyses as needed.

Location:

Candidates are welcome to work remotely from the states of AZ, CO, DC, IL, MD, TX, and VA with a preference for the Chicago IL, Denver CO, or Phoenix AZ areas. Caribou does provide the option to work in-office or hybrid from our Denver, CO or Chandler, AZ offices. We may consider remote candidates in CA, FL, MA, NY, OR, WA, and WI, subject to additional approval. Eligibility by state is subject to change.

This role may require attendance at occasional in-person team meetings.

About You

You, like us, are driven to achieve your goals. At Caribou, we have just three core values: Give a damn. Velocity. Make the assist. We’re motivated. We race towards our goals. And we help each other along the way.

• Bachelor’s degree in Accounting, CPA strongly preferred.

• 3-6 years experience in progressive accounting roles with a preference for public accounting and/or large corporate/fintech experience.

• Experience with modern accounting software required, with a preference for experience with NetSuite.

• Strong technical accounting knowledge with an understanding of US GAAP and ability to document accounting conclusions.

• Exceptional attention to detail, organizational skills, and the ability to handle confidential information with discretion.

• Excellent interpersonal and communication skills, with the ability to collaborate cross-functionally and effectively present complex information to both finance and non-finance partners.

• Advanced Excel capabilities with proven ability to manipulate and analyze large, complex datasets.

• Flexibility to quickly adapt when other high priority needs cause priorities to change.

How we will take care of you

Everyone at Caribou is a valued team member. Our compensation and benefits package includes:

• Competitive compensation: $87k - $108k

• Eligible for annual performance-based Incentive (for applicable opportunities)

• Equity options

• 401(k) retirement plan

• Generous paid time off including Flexible Time Off (FTO) for all employees and 100% paid parental leave for all parents

• Exceptional benefits including highly subsidized medical, dental, and vision plans, and fully company-paid mental health, disability, and basic life insurance

• Optional benefits to suit your individual circumstances such as HSAs (with Caribou HSA contributions), FSAs, supplemental life and health, legal, and pet insurance

• Up to $1,000 per year for eligible professional development expenses

• Employee referral program

Our Core Values

We come from all walks of life and are joined together by our shared values, which guide our work and how we work together.

• Give a damn. What we’re doing matters. We show up determined to deliver results, and we love it.

• Velocity. We’re intentional about where we’re going and we race towards it.

• Make the assist. We have diverse strengths. We offer and ask for help so we all win.

The essential functions of this position require consistent attendance, availability, and active engagement throughout your full scheduled shift.

Caribou is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, sexual orientation, pregnancy status, marital status, military or protected veteran status, genetics, or any other characteristic protected by law. This position is not restricted solely to the responsibilities listed above, and the scope and responsibilities are subject to change. A pre-employment background check is required as a condition of employment.

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