SBA/USDA Business Banking Underwriter IV

Huntington National Bank; Charlotte (NC); On-site; USD 70,000 - 140,000; Full time

Job summary

A leading bank is seeking an SBA/USDA Business Banking Underwriter IV responsible for underwriting complex Business Banking loans and evaluating credit worthiness. The ideal candidate should possess a Bachelor's degree and have extensive experience in commercial underwriting. This role offers a competitive salary range and the opportunity to participate in incentive plans, alongside comprehensive employee benefits.

Benefits

Health insurance coverage

Wellness program

Life and disability insurance

Retirement savings plan

Paid leave programs

Paid holidays and PTO

Qualifications

• 7+ years’ experience with business or commercial underwriting in a centralized lending environment.
• Ability to underwrite credit exposures in excess of $4MM.
• Demonstrates confidence, assertiveness, and professionalism.

Responsibilities

• Underwriting Business Banking loans and determining credit worthiness.
• Maintaining an individual pipeline of work.
• Training and mentoring new hires.

Skills

Credit analysis

Risk assessment

Customer service

Communication

Leadership

Education

Bachelor's degree

Bachelor's degree in business related field

Tools

Microsoft Office

Job description

SBA/USDA Business Banking Underwriter IV

Join to apply for the SBA/USDA Business Banking Underwriter IV role at Huntington National Bank

SBA/USDA Business Banking Underwriter IV

1 week ago Be among the first 25 applicants

Join to apply for the SBA/USDA Business Banking Underwriter IV role at Huntington National Bank

Summary:

The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy.

Description

Summary:

The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy.

Duties And Responsibilities

• Supports Business Banking production by maintaining an individual pipeline of work.
• Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with most complex credit structures and customer exposure up to $10MM.
• Utilizes single approval authority up to $4MM.
• Appropriately assess risk profile of borrower.
• Assist with training and mentoring new hires as well as providing support for the UWI, UW II & UW III job families as needed.
• Tasks as needed to support the line of business and job family.
• Act as primary back up for their manager as needed for team huddles & meetings.
• Is positioned with knowledge and expertise to represent direct manager outside of function group as needed.
• Collaborate with both credit and segment risk to meet or exceed department goals.
• Performs other duties as assigned.
  
  
  

Basic Qualifications

• Bachelor's degree
• 7+years’ experience with business or commercial underwriting in a centralized lending environment
  
  
  

Preferred Qualifications

• Bachelor's degree in business related field
• 3-4 years leadership / management experience
• USDA experience preferred
• Ability to underwrite credit exposures in excess of $4MM.
• Previous authority to underwrite and decision credits without additional signers.
• Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner.
• Proficient use of Microsoft Office and other internet resources
• Excellence in customer service, highly motivated, focused and goal oriented.
• Excellent written and verbal communication skills, including grammar and demeanor.
• Strong organizational skills with attention to detail, planning and follow-up.
• Ability to work independently on multiple tasks without compromising quality.
• Ability to determine and make necessary changes without oversight within their functional team to better the unit as a whole.
  
  
  

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Yes

Workplace Type

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Compensation Range

70,000.00 - 140,000.00 Annual Salary

The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Other

• Industries

  Banking, Financial Services, and Investment Banking

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