SBA Underwriter III

Huntington Bancshares, Inc.; Town of Huntington (NY); Hybrid; USD 60,000 - 80,000; Full time

Job summary

An established industry player is seeking a Business Banking Underwriter III to join their dynamic team. In this pivotal role, you'll be responsible for underwriting Business Banking loans, ensuring compliance with lending policies, and making sound credit decisions for loans up to $4MM. Your expertise in assessing risk profiles and mentoring new hires will be crucial in supporting the business's growth. The company offers a collaborative work environment that combines in-office and flexible work arrangements, fostering strong connections and community among team members. If you're passionate about delivering exceptional service and thrive in a fast-paced setting, this opportunity is perfect for you.

Qualifications

• 5+ years of experience in business or commercial underwriting.
• Ability to assess complex credit structures and customer exposure.

Responsibilities

• Underwrite Business Banking loans to determine credit worthiness.
• Support Business Banking production by maintaining an individual pipeline.

Skills

Business or commercial underwriting

Credit analysis

Customer service

Communication skills

Organizational skills

Education

Bachelor's degree

Bachelor's degree in Business related field

Tools

Microsoft Office

Job description

Description

Summary:

The Business Banking Underwriter III is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy.

Duties & Responsibilities:

• Supports Business Banking production by maintaining an individual pipeline of work.
• Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with more complex credit structures and customer exposure up to $4MM.
• Utilizes single approval authority up to $3MM.
• Appropriately assess risk profile of borrower.
• Assist with training and mentoring new hires as well as providing support for the UWI & UW II job families as needed.
• Tasks as needed to support the line of business and job family.
• Performs other duties as assigned.

Basic Qualifications:

• Bachelor's degree
• 5+ years’ experience with business or commercial underwriting in a centralized lending environment

Preferred Qualifications:

• Bachelor's degree in Business related field
• Proven track record to support high levels of loan volume
• Ability to underwrite credit exposures in excess of $2.5MM
• Previous authority to underwrite and decision credits without additional signers
• Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner
• Proficient use of Microsoft Office and other internet resources
• Ability to work independently on multiple tasks without compromising quality
• Excellence in customer service, highly motivated, focused and goal oriented
• Excellent written and verbal communication skills, including grammar and demeanor
• Strong organizational skills with attention to detail, planning and follow-up

Exempt Status: Yes (not eligible for overtime pay)

Workplace Type: Office

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law.