Sanctions & KYC Compliance Lead — Hybrid Role

LendingClub; San Francisco (CA); Híbrido; USD 90.000 - 125.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Medical, dental, vision plans

401(k) match

Parental leave

Descripción de la vacante

Happen Bank is seeking a Sanctions and KYC Manager to lead escalated sanctions alerts, reporting, and KYC program improvements. You will translate regulatory changes into procedures, maintain dashboards, and collaborate across teams to close gaps.

This role requires strong analytical skills, independent delivery, and responsible use of AI tools. The position is hybrid with in-office collaboration across US offices, including SF, Lehi, and NYC.

Formación

• 4+ years of relevant financial crimes compliance experience with regulated financial institutions, including sanctions and preferably KYC.
• Strong working knowledge of BSA/AML, OFAC sanctions, and KYC requirements, with the ability to translate complex obligations into practical decisions and controls.
• Hands-on experience with customer identification, customer due diligence, enhanced due diligence, beneficial ownership, customer risk rating methodologies, and periodic reviews.
• Experience investigating sanctions screening alerts, assessing ownership under OFAC’s 50 Percent Rule, evaluating payment activity, and preparing blocked property and rejected transaction reports.
• Experience reading and interpreting payment transactions, including wire and ACH activity, to identify originators, beneficiaries, intermediaries, and other parties and payment details relevant to a sanctions determination.
• Ability to independently deliver defined workstreams, prioritize competing deadlines, and recognize when a decision requires escalation.
• Strong analytical skills, with experience validating data, interpreting performance metrics, and using findings to improve quality and efficiency.
• Clear writing and communication skills, with the confidence to challenge constructively, explain decisions, coach peers, and incorporate feedback.
• Hands-on experience using AI tools to improve efficiency and accelerate your work and improve output quality.

Responsabilidades

• Resolve escalated sanctions alerts and inquiries, including wire transactions and potential matches, documenting decisions within delegated authority and escalating matters that require additional approval.
• Prepare accurate, timely blocked property and rejected transaction reports and support potential sanctions violation reviews and voluntary self-disclosures.
• Translate regulatory and policy changes into clear procedures, training, and practical guidance that help business partners apply KYC and sanctions requirements consistently.
• Maintain reliable dashboards, scorecards, and capacity models to track volumes, aging, quality, and emerging risks, and recommend actions to address gaps.
• Partner with Quality Assurance, Compliance Testing, and business teams to identify control weaknesses, complete corrective actions, and provide documented evidence for audits and regulatory examinations.
• Drive assigned screening and KYC system improvements with technology, data, and operations partners, including requirements, data validation, user acceptance testing, and implementation checks.
• When required, support customer due diligence, enhanced due diligence, beneficial ownership, customer risk rating, and periodic review work, including quality review and escalated complex cases, ensuring timely and well-supported outcomes.
• Improve team workflows through standardization, informal peer coaching, and appropriate use of approved AI tools, protecting sensitive information and validating outputs.

Conocimientos

Sanctions & KYC knowledge

Analytical skills

Regulatory reporting

Communication

AI tools usage

Educación

Bachelor’s degree or higher

Herramientas

Bridger

KYC workflow tools

Descripción del empleo

Happen Bank is seeking a Sanctions and KYC Manager to lead escalated sanctions alerts, reporting, and KYC program improvements. You will translate regulatory changes into procedures, maintain dashboards, and collaborate across teams to close gaps.

This role requires strong analytical skills, independent delivery, and responsible use of AI tools. The position is hybrid with in-office collaboration across US offices, including SF, Lehi, and NYC.