SAM Analyst III

Coinbase; United States; Hybrid; USD 86,000 - 101,000; Full time

Job summary

Coinbase is seeking a TMS Compliance Analyst III within the CX Compliance team. You will conduct end-to-end investigations of automated transaction monitoring alerts to identify potential financial crime risk and ensure regulatory compliance.

You will draft SAR narratives, analyze KYC data, and coordinate with cross-functional teams to maintain high standards across global operations. The role emphasizes responsible use of AI with human oversight.

Qualifications

• 4+ years of experience in financial services, crypto, or fintech focusing on transaction monitoring or financial crime investigations.
• Experience drafting SARs with regulatory-compliant narratives.
• Ability to interpret complex transaction patterns across products and escalate when needed.

Responsibilities

• Own end-to-end investigative review of monitoring alerts and referrals for BSA/AML compliance.
• Analyze activity, KYC information, and evidence to determine legitimacy and escalation needs.
• Draft SAR narratives and maintain detailed investigation documentation for regulatory standards.
• Incorporate QA feedback and participate in calibration to improve accuracy and consistency.
• Support process improvements within TMS Compliance and stay current with KYC, BSA/AML, OFAC regulations.

Skills

Transaction monitoring

BSA/AML compliance

Financial crime investigations

Fintech/crypto experience

Tools

Hummingbird

Chainalysis

Job description

Ready to do the most impactful work of your career? At Coinbase, we are uncompromising on our mission to increase economic freedom. The bar is high, the environment is intense, and we like it that way. This isn't a place for complacency, it’s a place to be pushed past your perceived limits. If you're ready to build the future of finance alongside people who refuse to settle for "good enough," you belong here. Coinbase is a remote-first, but not remote-only company. Expect to get together quarterly for intense in-person working sessions called surges. learn more about working at Coinbase.

As a TMS Compliance Analyst III on the CX Compliance team within Customer Experience, you'll conduct end-to-end transaction monitoring investigations to identify suspicious activity, protect Coinbase from financial crime risk, and ensure compliance with BSA/AML regulatory requirements. This team partners with the Financial Crime Risk Service (FCRS) line and cross-functional stakeholders to maintain the highest production and quality standards across global compliance operations. You'll investigate automated alerts, analyze complex transaction patterns, draft SAR narratives, and apply independent judgment to determine whether customer behavior warrants escalation or filing.

What you'll do:

• Own end-to-end investigative review and analysis of automated transaction monitoring alerts and referrals sourced from law enforcement requests and other Coinbase business lines, in support of BSA/AML regulatory compliance programs.
• Analyze transaction activity, KYC information, and evidence from external tools and systems to determine the legitimacy of customer behavior across multiple products, recommending whether activity warrants escalation or SAR filing.
• Draft clear, accurate SAR narratives and maintain detailed investigation documentation to demonstrate compliance with regulations, internal policies, and audit requirements.
• Incorporate feedback from the Quality Assurance team and participate in calibration sessions to continuously improve investigation accuracy and consistency.
• Support process improvements within the TMS Compliance function by identifying gaps in procedures, contributing to documentation standards, and staying current with developments in KYC, BSA/AML, and OFAC regulations.

Required Skills and Experience:

• 4+ years of experience in financial services, crypto, or fintech with a focus on transaction monitoring, BSA/AML compliance, or financial crime investigations.
• Proven experience drafting and filing Suspicious Activity Reports (SARs) with accurate, well-structured narratives that meet regulatory standards.
• Demonstrated ability to interpret complex transaction patterns across multiple products, apply regulatory requirements to case investigations, and make independent escalation decisions.
• Familiarity with transaction monitoring systems, KYC/CDD processes, and compliance tools (e.g., Hummingbird, Chainalysis, or similar).
• Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality.

Pay Transparency Notice:

Base salary varies by location (see range below). Total compensation may also include equity and bonus eligibility, and benefits (medical, dental, vision, 401(k)).

Annual base salary range (excluding equity and bonus): $85,850 - $101,000 USD

• Application Limit: Candidates may submit a maximum of 3 applications within a 6-month period.
• Equal Opportunity Employer: Coinbase is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or genetic information. Applicants with criminal histories will be considered consistent with applicable federal, state, and local laws.
• US Applicants: View Employee Rights, Know Your Rights, and E-Verify Notice of Participation.
• Accommodations: If you are an individual with a disability who needs a reasonable accommodation, email us your request and contact info at accommodations[at]coinbase.com. Need screen reading technology? Click here to download a free compatible screen reader and view the tutorial.
• Data Privacy & Arbitration: By submitting your application, you agree to our Candidate Privacy Notice. US applicants: By submitting your application, you agree to Arbitration of Disputes.